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gtaa6

equal_weight

Strategy Description

GTAA 6 Equal-Weight with monthly rebalancing (1998-2026)

Universe: ["GSG", "IAU", "VBK", "VWO", "VBR", "VEA", "VTV", "VCIT", "VGIT", "IGOV", "EFA", "QQQ", "VNQ", "MTUM", "VGLT"]

Rebalance Frequency: monthly | Period: 1998-01-01T00:00:00Z to 2026-05-01T00:00:00Z | Top N: 6

Portfolio Value Over Time

After-tax performance

Performance Summary

27.3 years of data
After-Tax CAGR
7.56%
Pre-Tax: 10.38%
Final Value
$73365
From $10,000
Tax Drag
2.82%
Total Taxes: $26454
Effective Tax Rate
19.1%
On gains
Total Transactions
2031
74 per year

Annual Returns

28 years
Year Pre-Tax Return After-Tax Return Tax Drag Pre-Tax Value After-Tax Value
2026 7.30% 0.71% 6.58% $148652 $73365
2025 14.25% 12.10% 2.15% $131650 $69205
2024 13.66% 11.72% 1.94% $112117 $60040
2023 0.19% 0.21% -0.02% $99330 $54117
2022 -3.17% -5.30% 2.12% $96310 $52443
2021 19.56% 11.78% 7.78% $102885 $57362
2020 16.13% 15.83% 0.30% $84850 $50601
2019 6.99% 4.74% 2.25% $73315 $43837
2018 -5.95% -9.70% 3.75% $67798 $41391
2017 20.23% 18.16% 2.08% $67700 $43034
2016 6.37% 5.88% 0.48% $55364 $35809
2015 -4.70% -8.04% 3.34% $53109 $34517
2014 16.37% 12.89% 3.49% $55230 $37194
2013 20.83% 19.73% 1.10% $49359 $34273
2012 7.03% 3.66% 3.37% $39119 $27402
2011 0.14% -3.22% 3.36% $35782 $25867
2010 18.57% 13.86% 4.72% $35320 $26415
2009 23.53% 19.45% 4.08% $31910 $24884
2008 -8.96% -10.51% 1.54% $25721 $20742
2007 11.52% 8.18% 3.34% $28765 $23590
2006 15.22% 10.79% 4.44% $25181 $21278
2005 15.53% 12.09% 3.43% $20262 $17795
2004 12.09% 7.56% 4.54% $17969 $16272
2003 31.71% 28.79% 2.91% $15834 $14940
2002 -1.76% -1.89% 0.13% $12017 $11595
2001 -2.30% -3.68% 1.38% $11992 $11583
2000 5.24% 3.09% 2.16% $11944 $11699
1999 18.36% 18.36% 0.00% $11836 $11836

Monthly Returns

Last 120 months | 329 total
Date Pre-Tax Value After-Tax Value Pre-Tax Return After-Tax Return Holdings Cash %
Jan, 1999 $10000 $10000 - - VEA,VTV,IGOV,BIL 33%
Feb, 1999 $9841 $9841 -1.59% -1.59% VEA,VTV,IGOV,VWO,BIL 17%
Mar, 1999 $10181 $10181 3.46% 3.46% VEA,VTV,IGOV,VWO,BIL 17%
Apr, 1999 $10689 $10689 4.99% 4.99% VEA,VTV,IGOV,VWO,IAU 0%
May, 1999 $10266 $10266 -3.96% -3.96% VEA,VTV,VWO,VBK,VBR,BIL 17%
Jun, 1999 $10736 $10736 4.58% 4.58% VEA,VTV,VWO,VBK,VBR,IAU 0%
Jul, 1999 $10629 $10629 -0.99% -0.99% VEA,VTV,VWO,VBK,VBR,IAU 0%
Aug, 1999 $10404 $10404 -2.12% -2.12% VEA,VTV,VWO,VBK,VBR,IAU 0%
Sep, 1999 $10707 $10707 2.92% 2.92% VEA,VWO,VBK,VBR,IAU,BIL 17%
Oct, 1999 $10663 $10663 -0.41% -0.41% VEA,VWO,VBK,IAU,VTV,IGOV 0%
Nov, 1999 $11000 $11000 3.16% 3.16% VEA,VWO,VBK,IAU,VTV,IGOV 0%
Dec, 1999 $11836 $11836 7.60% 7.60% VEA,VWO,VBK,IAU,VTV,VBR 0%
Jan, 2000 $11349 $11349 -4.12% -4.12% VEA,VWO,VBK,IAU,IGOV,BIL 17%
Feb, 2000 $11767 $11767 3.68% 3.68% VEA,VWO,VBK,IGOV,VBR,BIL 17%
Mar, 2000 $11778 $11778 0.09% 0.09% VEA,VWO,VBK,IGOV,VBR,VTV 0%
Apr, 2000 $11454 $11454 -2.75% -2.75% VEA,VWO,VBK,IGOV,VBR,VTV 0%
May, 2000 $11195 $11195 -2.26% -2.26% VBK,IGOV,VBR,VTV,BIL 33%
Jun, 2000 $11436 $11436 2.15% 2.15% VBK,IGOV,VBR,VEA,BIL 33%
Jul, 2000 $11386 $11386 -0.43% -0.43% IGOV,VBR,VTV,BIL 50%
Aug, 2000 $11774 $11774 3.41% 3.41% IGOV,VBR,VTV,BIL 17%
Sep, 2000 $11799 $11799 0.21% 0.21% IGOV,VBR,VTV,VBK,BIL 33%
Oct, 2000 $11898 $11898 0.83% 0.83% IGOV,VBR,VTV,VBK,BIL 33%
Nov, 2000 $11468 $11468 -3.62% -3.62% IGOV,VBR,VTV,IAU,BIL 33%
Dec, 2000 $11944 $11699 4.15% 2.02% IGOV,VBR,VTV,IAU,BIL 34%
Jan, 2001 $12274 $12026 2.77% 2.80% IGOV,VBR,VTV,IAU,BIL 33%
Feb, 2001 $12191 $11942 -0.68% -0.70% IGOV,VBR,VTV,IAU,BIL 33%
Mar, 2001 $11780 $11540 -3.37% -3.37% IGOV,VBR,BIL 67%
Apr, 2001 $11853 $11611 0.62% 0.62% IGOV,VBR,VTV,BIL 33%
May, 2001 $11948 $11705 0.80% 0.80% IGOV,VBR,VTV,IAU,BIL 33%
Jun, 2001 $11955 $11711 0.06% 0.06% IGOV,VBR,IAU,BIL 33%
Jul, 2001 $11935 $11691 -0.17% -0.17% IGOV,VBR,IAU,VBK,BIL 33%
Aug, 2001 $11997 $11753 0.53% 0.53% IGOV,VBR,IAU,BIL 50%
Sep, 2001 $11868 $11626 -1.08% -1.08% IGOV,IAU,BIL 67%
Oct, 2001 $12049 $11804 1.53% 1.53% IGOV,IAU,BIL 67%
Nov, 2001 $11917 $11674 -1.10% -1.10% IGOV,IAU,VBK,BIL 33%
Dec, 2001 $11992 $11583 0.63% -0.78% IGOV,IAU,VBK,VWO,VBR,BIL 17%
Jan, 2002 $12232 $11818 2.00% 2.03% IGOV,IAU,VBK,VWO,VBR,BIL 17%
Feb, 2002 $12427 $12007 1.59% 1.59% IGOV,IAU,VBK,VWO,VBR,BIL 17%
Mar, 2002 $12921 $12484 3.98% 3.98% IAU,VBK,VWO,VBR,VEA 0%
Apr, 2002 $13136 $12692 1.66% 1.66% IAU,VBK,VWO,VBR,VEA,IGOV 0%
May, 2002 $13313 $12863 1.35% 1.35% IAU,VBK,VWO,VBR,VEA,IGOV 0%
Jun, 2002 $12531 $12107 -5.87% -5.87% IAU,VWO,VBR,VEA,IGOV,BIL 17%
Jul, 2002 $11503 $11114 -8.21% -8.21% IGOV,BIL 83%
Aug, 2002 $11694 $11298 1.66% 1.66% IGOV,BIL 67%
Sep, 2002 $11843 $11442 1.27% 1.27% IGOV,BIL 83%
Oct, 2002 $11770 $11372 -0.61% -0.61% IGOV,BIL 83%
Nov, 2002 $11773 $11375 0.02% 0.02% IGOV,BIL 83%
Dec, 2002 $12017 $11595 2.07% 1.94% IGOV,BIL 67%
Jan, 2003 $12022 $11600 0.04% 0.04% IGOV,IAU,BIL 67%
Feb, 2003 $12055 $11632 0.27% 0.28% IGOV,IAU,BIL 67%
Mar, 2003 $11925 $11507 -1.08% -1.08% IGOV,BIL 83%
Apr, 2003 $12028 $11607 0.87% 0.87% IGOV 0%
May, 2003 $12065 $11642 0.30% 0.30% IGOV,IAU,VBK,VWO,VBR,VTV 0%
Jun, 2003 $12337 $11905 2.26% 2.26% IAU,VBK,VWO,VBR,VTV,VEA 0%
Jul, 2003 $12801 $12353 3.76% 3.76% IAU,VBK,VWO,VBR,VTV,VEA 0%
Aug, 2003 $13511 $13038 5.54% 5.54% IAU,VBK,VWO,VBR,VTV,VEA 0%
Sep, 2003 $13625 $13147 0.84% 0.84% IAU,VBK,VWO,VBR,VTV,VEA 0%
Oct, 2003 $14693 $14178 7.84% 7.84% IAU,VBK,VWO,VBR,VEA,GSG 0%
Nov, 2003 $15227 $14693 3.63% 3.63% IAU,VBK,VWO,VBR,VEA,GSG 0%
Dec, 2003 $15834 $14940 3.99% 1.68% IAU,VBK,VWO,VBR,VEA,VTV 0%
Jan, 2004 $16031 $15129 1.24% 1.26% IAU,VBK,VWO,VBR,VEA,VTV 0%
Feb, 2004 $16392 $15470 2.26% 2.26% IAU,VBK,VWO,VBR,VEA,VTV 0%
Mar, 2004 $16497 $15569 0.64% 0.64% IAU,VBK,VWO,VBR,VEA,GSG 0%
Apr, 2004 $15453 $14583 -6.33% -6.33% VBK,VWO,VBR,VEA,GSG,VTV 0%
May, 2004 $15652 $14771 1.29% 1.29% VBK,VWO,VBR,VEA,GSG,VTV 0%
Jun, 2004 $15870 $14977 1.40% 1.40% VBK,VBR,VEA,GSG,VTV,BIL 17%
Jul, 2004 $15525 $14651 -2.17% -2.17% VBR,VEA,GSG,VTV,BIL 33%
Aug, 2004 $15733 $14847 1.34% 1.34% VBR,VEA,GSG,VTV,BIL 17%
Sep, 2004 $16095 $15189 2.30% 2.30% VBR,VEA,GSG,VTV,IAU,VWO 0%
Oct, 2004 $16389 $15466 1.83% 1.83% VBR,VEA,GSG,VTV,IAU,VWO 0%
Nov, 2004 $17459 $16477 6.53% 6.53% VBR,VEA,VTV,IAU,VWO,VBK 0%
Dec, 2004 $17969 $16272 2.92% -1.24% VBR,VEA,VTV,IAU,VWO,VBK 0%
Jan, 2005 $17539 $15875 -2.40% -2.44% VBR,VEA,VTV,IAU,VWO,VBK 0%
Feb, 2005 $18242 $16510 4.01% 4.00% VBR,VEA,VTV,IAU,VWO,VBK 0%
Mar, 2005 $17715 $16033 -2.89% -2.89% VBR,VEA,VTV,IAU,VWO,GSG 0%
Apr, 2005 $17447 $15791 -1.51% -1.51% VBR,VEA,VTV,IAU,VWO,IGOV 0%
May, 2005 $17683 $16004 1.35% 1.35% VBR,VEA,VTV,VWO,IGOV,VBK 0%
Jun, 2005 $18065 $16350 2.16% 2.16% VBR,VTV,VWO,VBK,GSG 0%
Jul, 2005 $18732 $16954 3.70% 3.70% VBR,VTV,VWO,VBK,GSG,VEA 0%
Aug, 2005 $19035 $17228 1.61% 1.61% VBR,VWO,VBK,GSG,VEA,IAU 0%
Sep, 2005 $19599 $17739 2.97% 2.97% VBR,VWO,VBK,GSG,VEA,IAU 0%
Oct, 2005 $18791 $17008 -4.12% -4.12% VBR,VWO,VBK,VEA,IAU,VTV 0%
Nov, 2005 $19705 $17835 4.86% 4.86% VBR,VWO,VBK,VEA,IAU,VTV 0%
Dec, 2005 $20262 $17795 2.83% -0.22% VBR,VWO,VBK,VEA,IAU,VTV 0%
Jan, 2006 $21854 $19206 7.86% 7.93% VBR,VWO,VBK,VEA,IAU,VNQ 0%
Feb, 2006 $21792 $19152 -0.28% -0.28% VBR,VWO,VBK,VEA,IAU,VNQ 0%
Mar, 2006 $22556 $19823 3.50% 3.50% VBR,VWO,VBK,VEA,IAU,VNQ 0%
Apr, 2006 $23340 $20512 3.48% 3.48% VBR,VWO,VBK,VEA,IAU,VNQ 0%
May, 2006 $22211 $19521 -4.83% -4.83% VWO,VBK,VEA,IAU,VNQ,VTV 0%
Jun, 2006 $22197 $19508 -0.07% -0.07% VWO,VEA,IAU,VNQ,VTV,VBR 0%
Jul, 2006 $22590 $19854 1.77% 1.77% VWO,VEA,IAU,VNQ,VTV,GSG 0%
Aug, 2006 $22901 $20127 1.38% 1.38% VWO,VEA,IAU,VNQ,VTV,VBR 0%
Sep, 2006 $22947 $20167 0.20% 0.20% VWO,VEA,IAU,VNQ,VTV,VBR 0%
Oct, 2006 $23869 $20977 4.02% 4.02% VWO,VEA,VNQ,VTV,VBR,QQQ 0%
Nov, 2006 $24838 $21830 4.06% 4.06% VWO,VEA,VNQ,VTV,VBR,IAU 0%
Dec, 2006 $25181 $21278 1.38% -2.53% VWO,VEA,VNQ,VTV,VBR,IAU 0%
Jan, 2007 $25795 $21806 2.44% 2.48% VWO,VEA,VNQ,VTV,VBR,QQQ 0%
Feb, 2007 $25458 $21522 -1.31% -1.30% VWO,VEA,VNQ,VTV,VBR,IAU 0%
Mar, 2007 $25760 $21777 1.19% 1.18% VWO,VEA,VNQ,VTV,IAU 0%
Apr, 2007 $26371 $22293 2.37% 2.37% VWO,VEA,VNQ,VTV,VBK,QQQ 0%
May, 2007 $27277 $23059 3.44% 3.44% VWO,VEA,VTV,VBK,QQQ,VBR 0%
Jun, 2007 $27397 $23161 0.44% 0.44% VWO,VEA,VTV,VBK,QQQ,VBR 0%
Jul, 2007 $26804 $22659 -2.17% -2.17% VWO,VEA,VBK,QQQ,IGOV,BIL 17%
Aug, 2007 $27031 $22851 0.85% 0.85% VWO,VEA,VBK,QQQ,IGOV 0%
Sep, 2007 $28208 $23846 4.36% 4.36% VWO,VEA,VBK,QQQ,GSG 0%
Oct, 2007 $29779 $25174 5.57% 5.57% VWO,VEA,VBK,QQQ,GSG,IAU 0%
Nov, 2007 $28430 $24034 -4.53% -4.53% VWO,VEA,QQQ,GSG,IAU,IGOV 0%
Dec, 2007 $28765 $23590 1.18% -1.85% VWO,VEA,QQQ,GSG,IAU,IGOV 0%
Jan, 2008 $28254 $23176 -1.78% -1.75% GSG,IAU,IGOV,BIL 50%
Feb, 2008 $29198 $23950 3.34% 3.34% GSG,IAU,IGOV,VWO,BIL 33%
Mar, 2008 $28536 $23408 -2.27% -2.27% GSG,IAU,IGOV,BIL 50%
Apr, 2008 $28366 $23269 -0.59% -0.59% GSG,IAU,IGOV,BIL 17%
May, 2008 $28452 $23339 0.30% 0.30% GSG,IAU,IGOV,VBK,VWO,QQQ 0%
Jun, 2008 $28284 $23201 -0.59% -0.59% GSG,IAU,IGOV,BIL 50%
Jul, 2008 $27623 $22659 -2.34% -2.34% GSG,IAU,IGOV,BIL 50%
Aug, 2008 $27041 $22181 -2.11% -2.11% IGOV,VBK,VBR,VNQ,BIL 33%
Sep, 2008 $26079 $21392 -3.56% -3.56% VNQ,BIL 83%
Oct, 2008 $24149 $19809 -7.40% -7.40% BIL 100%
Nov, 2008 $25028 $20531 3.64% 3.64% BIL 83%
Dec, 2008 $25721 $20742 2.77% 1.03% IAU,BIL 68%
Jan, 2009 $25833 $20833 0.43% 0.44% IAU,IGOV,BIL 67%
Feb, 2009 $25804 $20810 -0.11% -0.11% IAU,IGOV,BIL 67%
Mar, 2009 $26013 $20979 0.81% 0.81% IAU,IGOV,BIL 67%
Apr, 2009 $25951 $20929 -0.24% -0.24% IAU,IGOV,QQQ,BIL 33%
May, 2009 $26491 $21364 2.08% 2.08% IAU,IGOV,QQQ,VBK,VWO,VEA 0%
Jun, 2009 $26291 $21203 -0.76% -0.76% IGOV,QQQ,VBK,VWO,VEA,VBR 0%
Jul, 2009 $28512 $22994 8.45% 8.45% QQQ,VBK,VWO,VEA,VBR,VTV 0%
Aug, 2009 $29157 $23514 2.26% 2.26% QQQ,VBK,VWO,VEA,VBR,VNQ 0%
Sep, 2009 $31072 $25058 6.57% 6.57% QQQ,VBK,VWO,VEA,VBR,VNQ 0%
Oct, 2009 $29817 $24046 -4.04% -4.04% QQQ,VWO,VEA,VNQ,GSG 0%
Nov, 2009 $30944 $24955 3.78% 3.78% QQQ,VWO,VEA,VNQ,IAU,VBK 0%
Dec, 2009 $31910 $24884 3.12% -0.28% QQQ,VWO,VEA,VNQ,VBK,VBR 0%
Jan, 2010 $29788 $23200 -6.65% -6.77% QQQ,VWO,VNQ,VBK,VBR,VTV 0%
Feb, 2010 $30997 $24139 4.06% 4.05% QQQ,VWO,VNQ,VBK,VBR,VTV 0%
Mar, 2010 $33500 $26088 8.08% 8.08% QQQ,VWO,VNQ,VBK,VBR,VTV 0%
Apr, 2010 $34734 $27049 3.68% 3.68% QQQ,VWO,VNQ,VBK,VBR,VTV 0%
May, 2010 $32136 $25026 -7.48% -7.48% QQQ,VNQ,VBK,VBR,IAU,VGLT 0%
Jun, 2010 $30976 $24123 -3.61% -3.61% VNQ,IAU,VGLT,VCIT,VGIT,BIL 17%
Jul, 2010 $31380 $24437 1.30% 1.30% VNQ,VGLT,VCIT,VBK 0%
Aug, 2010 $31428 $24474 0.15% 0.15% VNQ,VGLT,VCIT,IAU,VWO,VGIT 0%
Sep, 2010 $32487 $25299 3.37% 3.37% VNQ,VGLT,IAU,VWO,VBK,QQQ 0%
Oct, 2010 $33313 $25942 2.54% 2.54% VNQ,IAU,VWO,VBK,QQQ,VBR 0%
Nov, 2010 $33371 $25988 0.18% 0.18% VNQ,IAU,VWO,VBK,QQQ,VBR 0%
Dec, 2010 $35320 $26415 5.84% 1.64% VNQ,VWO,VBK,QQQ,VBR,VTV 0%
Jan, 2011 $35732 $26728 1.16% 1.18% VNQ,VBK,QQQ,VBR,VTV 0%
Feb, 2011 $37089 $27744 3.80% 3.80% VNQ,VBK,QQQ,VBR,VTV,GSG 0%
Mar, 2011 $37456 $28018 0.99% 0.99% VNQ,VBK,QQQ,VBR,GSG,IAU 0%
Apr, 2011 $38626 $28893 3.12% 3.12% VNQ,VBK,VBR,GSG,IAU 0%
May, 2011 $37914 $28361 -1.84% -1.84% VNQ,VBK,IAU,VWO,VEA,VTV 0%
Jun, 2011 $37161 $27797 -1.99% -1.99% VNQ,VBK,VEA,VTV,VBR,QQQ 0%
Jul, 2011 $36550 $27341 -1.64% -1.64% VNQ,VBK,QQQ,VCIT,VGLT 0%
Aug, 2011 $35964 $26902 -1.60% -1.60% VCIT,VGLT,IAU,VGIT,BIL 17%
Sep, 2011 $35841 $26810 -0.34% -0.34% VCIT,VGLT,IAU,VGIT,IGOV,BIL 17%
Oct, 2011 $36088 $26995 0.69% 0.69% VCIT,VGLT,IAU,VGIT,QQQ,VNQ 0%
Nov, 2011 $36081 $26990 -0.02% -0.02% VCIT,VGLT,IAU,VGIT,QQQ,BIL 17%
Dec, 2011 $35782 $25867 -0.83% -4.16% VCIT,VGLT,VGIT,VTV,VNQ,BIL 17%
Jan, 2012 $36550 $26436 2.15% 2.20% VCIT,VGLT,VGIT,VNQ,QQQ 0%
Feb, 2012 $36687 $26555 0.37% 0.45% VGLT,VNQ,QQQ,VBK,VBR 0%
Mar, 2012 $37201 $26925 1.40% 1.39% VNQ,QQQ,VBK,VBR,VWO 0%
Apr, 2012 $37054 $26818 -0.40% -0.40% VNQ,QQQ,VTV,VCIT,VGIT,VGLT 0%
May, 2012 $36560 $26460 -1.33% -1.33% VNQ,QQQ,VTV,VCIT,VGIT,VGLT 0%
Jun, 2012 $37325 $27015 2.09% 2.09% VNQ,QQQ,VTV,VCIT,VGIT,VGLT 0%
Jul, 2012 $37978 $27487 1.75% 1.75% VNQ,QQQ,VTV,VCIT,VGIT,VGLT 0%
Aug, 2012 $38383 $27780 1.07% 1.07% VNQ,QQQ,VTV,VGLT,VBK 0%
Sep, 2012 $38388 $27783 0.01% 0.01% VNQ,QQQ,VTV,VBK,IAU,VBR 0%
Oct, 2012 $37626 $27232 -1.98% -1.98% VTV,VBK,VBR,VEA,VCIT 0%
Nov, 2012 $37921 $27446 0.78% 0.78% VTV,VBK,VBR,VEA,VWO,QQQ 0%
Dec, 2012 $39119 $27402 3.16% -0.16% VTV,VBK,VBR,VEA,VWO,VNQ 0%
Jan, 2013 $40849 $28625 4.42% 4.46% VTV,VBK,VBR,VEA,VWO,VNQ 0%
Feb, 2013 $40956 $28700 0.26% 0.26% VTV,VBK,VBR,VEA,VWO,VNQ 0%
Mar, 2013 $42067 $29478 2.71% 2.71% VTV,VBK,VBR,VEA,VNQ,QQQ 0%
Apr, 2013 $43216 $30284 2.73% 2.73% VTV,VBK,VBR,VEA,VNQ,QQQ 0%
May, 2013 $43541 $30512 0.75% 0.75% VTV,VBK,VBR,VEA,VNQ,QQQ 0%
Jun, 2013 $42789 $29984 -1.73% -1.73% VTV,VBK,VBR,VEA,VNQ,QQQ 0%
Jul, 2013 $45030 $31555 5.24% 5.24% VTV,VBK,VBR,VEA,QQQ 0%
Aug, 2013 $44148 $30937 -1.96% -1.96% VTV,VBK,VBR,VEA,QQQ,GSG 0%
Sep, 2013 $45832 $32117 3.81% 3.81% VTV,VBK,VBR,VEA,QQQ,IGOV 0%
Oct, 2013 $47394 $33212 3.41% 3.41% VTV,VBK,VBR,VEA,QQQ,VWO 0%
Nov, 2013 $48402 $33918 2.13% 2.13% VTV,VBK,VBR,VEA,QQQ,VWO 0%
Dec, 2013 $49359 $34273 1.98% 1.05% VTV,VBK,VBR,VEA,QQQ,VWO 0%
Jan, 2014 $47460 $32948 -3.85% -3.87% VTV,VBK,VBR,VEA,QQQ,VCIT 0%
Feb, 2014 $49546 $34396 4.40% 4.40% VTV,VBK,VBR,VEA,QQQ,VNQ 0%
Mar, 2014 $49475 $34347 -0.14% -0.14% VTV,VBK,VBR,VEA,QQQ,VNQ 0%
Apr, 2014 $49523 $34380 0.10% 0.10% VTV,VBR,VEA,QQQ,VNQ,MTUM 0%
May, 2014 $50822 $35282 2.62% 2.62% VTV,VBR,VEA,QQQ,VNQ,MTUM 0%
Jun, 2014 $51969 $36078 2.26% 2.26% VTV,VBR,QQQ,VNQ,MTUM,VBK 0%
Jul, 2014 $51456 $35722 -0.99% -0.99% VTV,QQQ,VNQ,MTUM,VWO,VEA 0%
Aug, 2014 $53187 $36924 3.36% 3.36% VTV,QQQ,VNQ,MTUM,VWO,VBR 0%
Sep, 2014 $51758 $35931 -2.69% -2.69% VTV,QQQ,VNQ,MTUM,VCIT,VGLT 0%
Oct, 2014 $53484 $37130 3.34% 3.34% VTV,QQQ,VNQ,MTUM,VGLT 0%
Nov, 2014 $54861 $38086 2.57% 2.57% VTV,QQQ,VNQ,MTUM,VGLT,VBR 0%
Dec, 2014 $55230 $37194 0.67% -2.34% VTV,QQQ,VNQ,MTUM,VGLT,VBR 0%
Jan, 2015 $55726 $37535 0.90% 0.92% QQQ,VNQ,MTUM,VGLT,VCIT 0%
Feb, 2015 $55944 $37691 0.39% 0.42% QQQ,VNQ,MTUM,VGLT,VBR 0%
Mar, 2015 $56040 $37756 0.17% 0.17% QQQ,VNQ,MTUM,VGLT,VBR,VBK 0%
Apr, 2015 $55114 $37132 -1.65% -1.65% QQQ,MTUM,VBR,VBK,VWO,VTV 0%
May, 2015 $56001 $37729 1.61% 1.61% QQQ,MTUM,VBR,VBK,VTV,VEA 0%
Jun, 2015 $55110 $37129 -1.59% -1.59% QQQ,MTUM,VBR,VBK,VTV,VGIT 0%
Jul, 2015 $56006 $37733 1.63% 1.63% QQQ,MTUM,VBR,VBK,VTV,BIL 17%
Aug, 2015 $53173 $35824 -5.06% -5.06% VGIT,BIL 83%
Sep, 2015 $53261 $35883 0.17% 0.17% VGIT,VGLT,BIL 50%
Oct, 2015 $53199 $35842 -0.12% -0.12% VGIT,VTV,QQQ,BIL 17%
Nov, 2015 $53267 $35887 0.13% 0.13% VTV,QQQ,VCIT,VNQ,MTUM,BIL 17%
Dec, 2015 $53109 $34517 -0.30% -3.82% QQQ,VNQ,MTUM,VGIT,BIL 33%
Jan, 2016 $52049 $33819 -1.99% -2.02% VGIT,VGLT,BIL 33%
Feb, 2016 $52369 $34019 0.61% 0.59% VGIT,VGLT,IAU,VCIT,IGOV 0%
Mar, 2016 $52517 $34111 0.28% 0.27% VGLT,IAU,IGOV,VTV,VNQ,MTUM 0%
Apr, 2016 $52951 $34393 0.83% 0.83% VGLT,IAU,IGOV,VTV,VNQ,VBR 0%
May, 2016 $52562 $34141 -0.73% -0.73% VGLT,IGOV,VTV,VNQ,VBR,MTUM 0%
Jun, 2016 $54353 $35304 3.41% 3.41% VGLT,IGOV,VNQ,MTUM,IAU,VCIT 0%
Jul, 2016 $55382 $35972 1.89% 1.89% VGLT,VNQ,IAU,QQQ 0%
Aug, 2016 $54744 $35558 -1.15% -1.15% VNQ,QQQ,VBK,VWO,VBR,VTV 0%
Sep, 2016 $55039 $35750 0.54% 0.54% QQQ,VBK,VWO,VBR,VTV,IAU 0%
Oct, 2016 $53905 $35013 -2.06% -2.06% QQQ,VWO,VBR,VTV,VCIT,MTUM 0%
Nov, 2016 $54715 $35539 1.50% 1.50% QQQ,VWO,VBR,VTV,MTUM 0%
Dec, 2016 $55364 $35809 1.19% 0.76% QQQ,VWO,VBR,VTV,GSG,VBK 0%
Jan, 2017 $56306 $36421 1.70% 1.71% QQQ,VWO,VBR,VTV,GSG,VBK 0%
Feb, 2017 $57708 $37327 2.49% 2.49% QQQ,VWO,VBR,VTV,VBK,MTUM 0%
Mar, 2017 $58260 $37684 0.96% 0.96% QQQ,VWO,VBR,VTV,VBK,MTUM 0%
Apr, 2017 $59093 $38223 1.43% 1.43% QQQ,VWO,VBR,VBK,MTUM,VEA 0%
May, 2017 $59845 $38709 1.27% 1.27% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Jun, 2017 $60165 $38916 0.53% 0.53% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Jul, 2017 $62036 $40127 3.11% 3.11% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Aug, 2017 $62627 $40509 0.95% 0.95% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Sep, 2017 $63810 $41275 1.89% 1.89% QQQ,VWO,VBK,MTUM,VEA 0%
Oct, 2017 $65530 $42387 2.70% 2.70% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Nov, 2017 $66812 $43216 1.96% 1.96% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Dec, 2017 $67700 $43034 1.33% -0.42% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Jan, 2018 $72086 $45837 6.48% 6.51% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Feb, 2018 $69598 $44255 -3.45% -3.45% QQQ,VWO,VBK,MTUM,VEA,VTV 0%
Mar, 2018 $68552 $43589 -1.50% -1.51% QQQ,VWO,VBK,MTUM,GSG,IGOV 0%
Apr, 2018 $68122 $43316 -0.63% -0.63% QQQ,VBK,MTUM,GSG,VEA 0%
May, 2018 $69833 $44404 2.51% 2.51% QQQ,VBK,MTUM,GSG,VBR,VTV 0%
Jun, 2018 $70307 $44705 0.68% 0.68% QQQ,VBK,MTUM,GSG,VBR,VNQ 0%
Jul, 2018 $70891 $45076 0.83% 0.83% QQQ,VBK,MTUM,VBR,VNQ,VTV 0%
Aug, 2018 $73902 $46991 4.25% 4.25% QQQ,VBK,MTUM,VBR,VNQ,VTV 0%
Sep, 2018 $73375 $46655 -0.71% -0.71% QQQ,VBK,MTUM,VBR,VTV,GSG 0%
Oct, 2018 $68010 $43245 -7.31% -7.31% VNQ,BIL 83%
Nov, 2018 $68645 $43648 0.93% 0.93% VNQ,BIL 50%
Dec, 2018 $67798 $41391 -1.23% -5.17% IAU,VCIT,VGIT,VGLT,BIL 35%
Jan, 2019 $68525 $41853 1.07% 1.12% IAU,VCIT,VGIT,VGLT,BIL 17%
Feb, 2019 $68352 $41740 -0.25% -0.27% IAU,VCIT,VGIT,VGLT,VBK,VNQ 0%
Mar, 2019 $69302 $42319 1.39% 1.39% VCIT,VGLT,VBK,VNQ,VTV,QQQ 0%
Apr, 2019 $70517 $43061 1.75% 1.75% VBK,VNQ,VTV,QQQ,VBR,MTUM 0%
May, 2019 $67802 $41403 -3.85% -3.85% VNQ,IAU,VCIT,VGIT,VGLT 0%
Jun, 2019 $69354 $42350 2.29% 2.29% VNQ,IAU,VBK,VTV,QQQ,MTUM 0%
Jul, 2019 $70246 $42895 1.29% 1.29% VNQ,IAU,VBK,QQQ,MTUM,VGLT 0%
Aug, 2019 $72364 $44189 3.01% 3.01% VNQ,IAU,MTUM,VGLT,VCIT 0%
Sep, 2019 $71717 $43794 -0.89% -0.89% VNQ,IAU,VGLT,VCIT,VTV 0%
Oct, 2019 $72330 $44168 0.86% 0.86% VNQ,IAU,VGLT,VCIT,VEA,QQQ 0%
Nov, 2019 $72384 $44201 0.07% 0.07% VGLT,VEA,QQQ,VBK,VTV,MTUM 0%
Dec, 2019 $73315 $43837 1.29% -0.82% VEA,QQQ,VBK,VTV,MTUM,VWO 0%
Jan, 2020 $73068 $43686 -0.34% -0.34% QQQ,VBK,MTUM,IAU,VNQ,VGLT 0%
Feb, 2020 $70501 $42156 -3.51% -3.50% QQQ,IAU,VGLT,VCIT 0%
Mar, 2020 $69567 $41598 -1.32% -1.32% IAU,VGLT,VGIT,BIL 50%
Apr, 2020 $70472 $42139 1.30% 1.30% IAU,VGLT,VGIT,VCIT,BIL 17%
May, 2020 $70633 $42235 0.23% 0.23% IAU,VGLT,VGIT,VBK,QQQ,MTUM 0%
Jun, 2020 $72114 $43121 2.10% 2.10% IAU,VGLT,VBK,QQQ,MTUM,VCIT 0%
Jul, 2020 $76607 $45807 6.23% 6.23% IAU,VGLT,VBK,QQQ,MTUM,VWO 0%
Aug, 2020 $78995 $47235 3.12% 3.12% IAU,VBK,QQQ,MTUM,VWO 0%
Sep, 2020 $76859 $45958 -2.70% -2.70% IAU,VBK,QQQ,MTUM,VWO,VEA 0%
Oct, 2020 $75687 $45257 -1.53% -1.53% IAU,VBK,QQQ,MTUM,VWO,VCIT 0%
Nov, 2020 $80906 $48378 6.90% 6.90% VBK,QQQ,MTUM,VWO,VBR 0%
Dec, 2020 $84850 $50601 4.87% 4.59% VBK,QQQ,MTUM,VWO,VBR,VEA 0%
Jan, 2021 $86050 $51316 1.41% 1.41% VBK,QQQ,MTUM,VWO,VBR,VEA 0%
Feb, 2021 $88210 $52605 2.51% 2.51% VBK,QQQ,VWO,VBR,VEA,GSG 0%
Mar, 2021 $89190 $53189 1.11% 1.11% VBK,QQQ,VWO,VBR,GSG,VTV 0%
Apr, 2021 $93152 $55552 4.44% 4.44% VBK,QQQ,VBR,GSG,VTV,VNQ 0%
May, 2021 $93846 $55966 0.74% 0.74% VBR,GSG,VTV,VNQ,VWO,VEA 0%
Jun, 2021 $94743 $56501 0.96% 0.96% VBR,GSG,VTV,VNQ,VBK,QQQ 0%
Jul, 2021 $95782 $57120 1.10% 1.10% VBR,GSG,VTV,VNQ,QQQ,VEA 0%
Aug, 2021 $97286 $58017 1.57% 1.57% VBR,GSG,VTV,VNQ,QQQ 0%
Sep, 2021 $95354 $56865 -1.99% -1.99% VBR,GSG,VTV,VNQ,QQQ,MTUM 0%
Oct, 2021 $101624 $60604 6.58% 6.58% VBR,GSG,VTV,VNQ,QQQ,MTUM 0%
Nov, 2021 $98143 $58528 -3.43% -3.43% VBR,GSG,VTV,VNQ,QQQ,MTUM 0%
Dec, 2021 $102885 $57362 4.83% -1.99% VBR,GSG,VTV,VNQ,QQQ,MTUM 0%
Jan, 2022 $99466 $55377 -3.32% -3.46% GSG,VTV,VNQ,BIL 50%
Feb, 2022 $100152 $55758 0.69% 0.69% GSG,VTV,IAU,BIL 33%
Mar, 2022 $102201 $56899 2.05% 2.05% GSG,VTV,IAU,VBR,VNQ,BIL 17%
Apr, 2022 $100685 $56056 -1.48% -1.48% GSG,IAU,BIL 67%
May, 2022 $101126 $56301 0.44% 0.44% GSG,VTV,BIL 67%
Jun, 2022 $98544 $54863 -2.55% -2.55% GSG,BIL 83%
Jul, 2022 $98459 $54816 -0.09% -0.09% GSG,BIL 83%
Aug, 2022 $98134 $54635 -0.33% -0.33% GSG,BIL 83%
Sep, 2022 $97107 $54063 -1.05% -1.05% BIL 100%
Oct, 2022 $97262 $54149 0.16% 0.16% BIL 67%
Nov, 2022 $97466 $54263 0.21% 0.21% VBR,VEA,BIL 33%
Dec, 2022 $96310 $52443 -1.19% -3.35% VEA,IAU,VTV,MTUM,BIL 34%
Jan, 2023 $99140 $54003 2.94% 2.97% VEA,IAU,VTV,VBK 0%
Feb, 2023 $97119 $52912 -2.04% -2.02% VEA,IAU,VTV,VBK,VBR,BIL 17%
Mar, 2023 $97758 $53260 0.66% 0.66% VEA,IAU,VTV,VWO,VCIT,QQQ 0%
Apr, 2023 $98678 $53762 0.94% 0.94% VEA,IAU,VWO,VCIT,QQQ,VGIT 0%
May, 2023 $98264 $53536 -0.42% -0.42% VEA,IAU,VCIT,QQQ,VGIT 0%
Jun, 2023 $99474 $54195 1.23% 1.23% VEA,QQQ,VBK,VBR,VTV,MTUM 0%
Jul, 2023 $102503 $55845 3.04% 3.04% VEA,QQQ,VBK,VBR,VTV,VWO 0%
Aug, 2023 $99279 $54089 -3.14% -3.14% VEA,QQQ,VTV,GSG,IAU,MTUM 0%
Sep, 2023 $97070 $52886 -2.22% -2.22% QQQ,GSG,BIL 67%
Oct, 2023 $96383 $52511 -0.71% -0.71% QQQ,GSG,BIL 50%
Nov, 2023 $97640 $53196 1.30% 1.30% QQQ,IAU,VWO,MTUM 0%
Dec, 2023 $99330 $54117 1.73% 1.73% QQQ,MTUM,VBK,VBR,VEA,VNQ 0%
Jan, 2024 $98646 $53744 -0.69% -0.69% QQQ,MTUM,VBR,VEA,VTV 0%
Feb, 2024 $102799 $56007 4.21% 4.21% QQQ,MTUM,VBR,VEA,VTV,VBK 0%
Mar, 2024 $106445 $57993 3.55% 3.55% QQQ,MTUM,VBR,VTV,VBK,IAU 0%
Apr, 2024 $101689 $55402 -4.47% -4.47% QQQ,MTUM,VBR,VTV,VBK,IAU 0%
May, 2024 $105722 $57599 3.97% 3.97% QQQ,MTUM,VBR,VTV,IAU,VEA 0%
Jun, 2024 $106967 $58278 1.18% 1.18% QQQ,MTUM,VTV,IAU,GSG 0%
Jul, 2024 $108066 $58876 1.03% 1.03% QQQ,MTUM,VTV,IAU,VBR,VNQ 0%
Aug, 2024 $110720 $60322 2.46% 2.46% QQQ,MTUM,VTV,IAU,VBR,VNQ 0%
Sep, 2024 $113862 $62034 2.84% 2.84% QQQ,MTUM,VTV,IAU,VNQ,VWO 0%
Oct, 2024 $113556 $61867 -0.27% -0.27% QQQ,MTUM,IAU,VNQ,VBK,VBR 0%
Nov, 2024 $118658 $64647 4.49% 4.49% QQQ,MTUM,VNQ,VBK,VBR,VTV 0%
Dec, 2024 $112117 $60040 -5.51% -7.13% QQQ,MTUM,VBK,VTV,GSG 0%
Jan, 2025 $115233 $61737 2.78% 2.83% QQQ,MTUM,VBK,VTV,IAU,VBR 0%
Feb, 2025 $113285 $60714 -1.69% -1.66% QQQ,MTUM,VTV,IAU,VWO,VNQ 0%
Mar, 2025 $111573 $59796 -1.51% -1.51% VTV,IAU,VWO,GSG,VEA 0%
Apr, 2025 $111995 $60022 0.38% 0.38% IAU,VEA,VCIT,VGIT,IGOV,MTUM 0%
May, 2025 $114733 $61490 2.45% 2.45% IAU,VEA,IGOV,MTUM,QQQ 0%
Jun, 2025 $118042 $63263 2.88% 2.88% IAU,VEA,IGOV,MTUM,QQQ,VWO 0%
Jul, 2025 $117586 $63019 -0.39% -0.39% IAU,VEA,MTUM,QQQ,VWO,VBK 0%
Aug, 2025 $120497 $64579 2.48% 2.48% IAU,VEA,MTUM,QQQ,VWO,VBK 0%
Sep, 2025 $127038 $68084 5.43% 5.43% IAU,VEA,MTUM,QQQ,VWO,VBK 0%
Oct, 2025 $129745 $69535 2.13% 2.13% IAU,VEA,MTUM,QQQ,VWO,VBK 0%
Nov, 2025 $130192 $69774 0.34% 0.34% IAU,VEA,MTUM,QQQ,VWO,VTV 0%
Dec, 2025 $131650 $69205 1.12% -0.82% IAU,VEA,MTUM,QQQ,VWO,VTV 0%
Jan, 2026 $138543 $72846 5.24% 5.26% IAU,VEA,VWO,VTV,VBR 0%
Feb, 2026 $143526 $75455 3.60% 3.58% IAU,VEA,VWO,VTV,VBR,GSG 0%
Mar, 2026 $140657 $73947 -2.00% -2.00% IAU,VEA,VWO,VTV,VBR,GSG 0%
Apr, 2026 $148609 $78128 5.65% 5.65% VEA,VBR,GSG,VBK,QQQ,MTUM 0%
May, 2026 $148652 $73365 0.03% -6.10% VEA,GSG,VBK,QQQ,MTUM 0%
📝 Methodology: All returns calculated with lot-level FIFO accounting.
  • Short-term capital gains (≤ 1 year): 40.8% tax rate
  • Long-term capital gains (> 1 year): 23.8% tax rate
  • Tax loss carryover across years
  • Year-end tax payments with position liquidation if needed
  • Annual returns show within-year performance (Jan-Dec)