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gtaa6

equal_weight_original13

Strategy Description

GTAA 6 Equal-Weight Original 13 (no QQQ, no EFA) - monthly rebalancing

Universe: ["VTV", "MTUM", "VBR", "VBK", "VEA", "VWO", "VGIT", "IGOV", "VCIT", "VGLT", "GSG", "IAU", "VNQ"]

Rebalance Frequency: monthly | Period: 1998-01-01T00:00:00Z to 2026-05-01T00:00:00Z | Top N: 6

Portfolio Value Over Time

After-tax performance

Performance Summary

27.3 years of data
After-Tax CAGR
6.86%
Pre-Tax: 9.25%
Final Value
$61357
From $10,000
Tax Drag
2.38%
Total Taxes: $18734
Effective Tax Rate
18.3%
On gains
Total Transactions
1983
73 per year
Max Drawdown
-17.2%
Worst decline

Drawdown Analysis

Top 5 drawdowns
Rank Drawdown Peak Date Trough Date Recovery Date Duration
1 -17.24% Nov, 2007 Oct, 2008 Sep, 2009 22 mo
2 -13.92% Nov, 2021 Jan, 2024 Nov, 2024 36 mo
3 -13.70% Jun, 2002 Jul, 2002 Aug, 2003 14 mo
4 -11.32% Oct, 2018 Dec, 2018 Nov, 2020 25 mo
5 -10.41% Dec, 2014 Jan, 2016 May, 2017 29 mo

Rolling Period Analysis

Best and worst CAGR for rolling periods
Period Best CAGR Best Period Worst CAGR Worst Period
1-Year 34.89% 2003-03-31 to 2004-03-31 -17.24% 2007-10-31 to 2008-10-31
3-Year 20.20% 2003-04-30 to 2006-04-30 -1.73% 2021-04-30 to 2024-04-30
5-Year 16.34% 2002-10-31 to 2007-10-31 1.04% 2018-09-30 to 2023-09-30
10-Year 10.14% 2003-04-30 to 2013-04-30 3.26% 2013-12-31 to 2023-12-31

Annual Returns

28 years
Year Pre-Tax Return After-Tax Return Tax Drag Pre-Tax Value After-Tax Value
2026 7.45% 3.11% 4.34% $112113 $61357
2025 13.75% 12.66% 1.09% $99331 $56624
2024 11.29% 11.29% -0.00% $83859 $48265
2023 -5.54% -5.55% 0.00% $76282 $43904
2022 -1.77% -4.17% 2.40% $78476 $45150
2021 16.15% 10.36% 5.79% $81404 $48057
2020 12.71% 12.24% 0.47% $69226 $43010
2019 6.03% 3.81% 2.22% $61681 $38487
2018 -5.18% -8.89% 3.71% $57828 $36846
2017 18.40% 17.18% 1.22% $57733 $38276
2016 5.04% 4.41% 0.63% $47825 $32037
2015 -8.01% -9.41% 1.41% $45918 $30948
2014 12.61% 9.10% 3.51% $49062 $33571
2013 13.26% 12.96% 0.30% $45124 $31870
2012 5.24% 3.04% 2.20% $38158 $27014
2011 3.63% -1.30% 4.94% $35684 $25783
2010 21.07% 16.52% 4.55% $34563 $26222
2009 23.75% 19.70% 4.06% $30567 $24153
2008 -7.39% -9.89% 2.51% $24843 $20298
2007 10.66% 7.98% 2.68% $26675 $22396
2006 13.94% 9.68% 4.26% $23530 $20239
2005 14.81% 12.19% 2.62% $19160 $17103
2004 10.11% 5.97% 4.13% $17103 $15627
2003 31.57% 28.72% 2.85% $15383 $14601
2002 -1.96% -1.99% 0.03% $11687 $11338
2001 -2.71% -3.98% 1.27% $11707 $11358
2000 3.88% 2.12% 1.76% $11709 $11510
1999 17.45% 17.45% 0.00% $11745 $11745

Monthly Returns

Last 120 months | 329 total
Date Pre-Tax Value After-Tax Value Pre-Tax Return After-Tax Return Holdings Cash %
Jan, 1999 $10000 $10000 - - VTV,VEA,IGOV,BIL 33%
Feb, 1999 $9841 $9841 -1.59% -1.59% VTV,VEA,IGOV,VWO,BIL 17%
Mar, 1999 $10181 $10181 3.46% 3.46% VTV,VEA,IGOV,VWO,BIL 17%
Apr, 1999 $10689 $10689 4.99% 4.99% VTV,VEA,IGOV,VWO,IAU 0%
May, 1999 $10255 $10255 -4.06% -4.06% VTV,VEA,VWO,VBR,VBK,BIL 17%
Jun, 1999 $10643 $10643 3.78% 3.78% VTV,VEA,VWO,VBR,VBK,IAU 0%
Jul, 1999 $10537 $10537 -1.00% -1.00% VTV,VEA,VWO,VBR,VBK,IAU 0%
Aug, 1999 $10313 $10313 -2.12% -2.12% VTV,VEA,VWO,VBR,VBK,IAU 0%
Sep, 1999 $10613 $10613 2.91% 2.91% VEA,VWO,VBR,VBK,IAU,BIL 17%
Oct, 1999 $10570 $10570 -0.41% -0.41% VEA,VWO,VBK,IAU,IGOV 0%
Nov, 1999 $10917 $10917 3.29% 3.29% VEA,VWO,VBK,IAU,IGOV,VTV 0%
Dec, 1999 $11745 $11745 7.58% 7.58% VEA,VWO,VBK,IAU,VTV 0%
Jan, 2000 $11271 $11271 -4.03% -4.03% VEA,VWO,VBK,IAU,IGOV,BIL 17%
Feb, 2000 $11686 $11686 3.68% 3.68% VEA,VWO,VBK,IGOV,BIL 17%
Mar, 2000 $11621 $11621 -0.56% -0.56% VEA,VWO,VBK,IGOV,VTV,VBR 0%
Apr, 2000 $11274 $11274 -2.98% -2.98% VEA,VWO,VBK,IGOV,VTV,VBR 0%
May, 2000 $11021 $11021 -2.24% -2.24% VBK,IGOV,VTV,VBR,BIL 33%
Jun, 2000 $11259 $11259 2.16% 2.16% VBK,IGOV,VBR,VEA,BIL 33%
Jul, 2000 $11133 $11133 -1.12% -1.12% IGOV,VBR,BIL 50%
Aug, 2000 $11389 $11389 2.30% 2.30% IGOV,VBR,VTV,VBK,BIL 17%
Sep, 2000 $11410 $11410 0.18% 0.18% IGOV,VBR,VTV,VBK,BIL 33%
Oct, 2000 $11505 $11505 0.83% 0.83% IGOV,VBR,VTV,VBK,BIL 33%
Nov, 2000 $11089 $11089 -3.62% -3.62% IGOV,VBR,VTV,IAU,BIL 33%
Dec, 2000 $11709 $11510 5.59% 3.79% IGOV,VBR,VTV,IAU,BIL 34%
Jan, 2001 $12032 $11829 2.76% 2.77% IGOV,VBR,VTV,IAU,BIL 33%
Feb, 2001 $11953 $11751 -0.66% -0.66% IGOV,VBR,VTV,IAU,BIL 33%
Mar, 2001 $11555 $11360 -3.33% -3.33% IGOV,VBR,BIL 67%
Apr, 2001 $11626 $11430 0.62% 0.62% IGOV,VBR,IAU,BIL 33%
May, 2001 $11724 $11527 0.85% 0.85% IGOV,VBR,IAU,VTV,BIL 33%
Jun, 2001 $11731 $11533 0.06% 0.06% IGOV,VBR,IAU,VBK,BIL 33%
Jul, 2001 $11659 $11463 -0.61% -0.61% IGOV,VBR,IAU,VBK,BIL 33%
Aug, 2001 $11714 $11516 0.47% 0.47% IGOV,VBR,IAU,BIL 50%
Sep, 2001 $11588 $11392 -1.08% -1.08% IGOV,IAU,BIL 67%
Oct, 2001 $11765 $11567 1.53% 1.53% IGOV,IAU,BIL 67%
Nov, 2001 $11636 $11439 -1.10% -1.10% IGOV,IAU,VBR,BIL 33%
Dec, 2001 $11707 $11358 0.61% -0.71% IGOV,IAU,VBR,VBK,BIL 17%
Jan, 2002 $11920 $11568 1.82% 1.85% IGOV,IAU,VBR,VBK,VWO,BIL 17%
Feb, 2002 $12108 $11749 1.58% 1.56% IGOV,IAU,VBR,VBK,VWO,BIL 17%
Mar, 2002 $12588 $12214 3.97% 3.96% IAU,VBR,VBK,VWO,VTV,VEA 0%
Apr, 2002 $12791 $12410 1.61% 1.61% IAU,VBR,VBK,VWO,VEA,IGOV 0%
May, 2002 $12963 $12577 1.34% 1.34% IAU,VBR,VBK,VWO,VEA,IGOV 0%
Jun, 2002 $12214 $11851 -5.77% -5.77% IAU,VBR,VWO,VEA,IGOV,BIL 17%
Jul, 2002 $11187 $10854 -8.41% -8.41% IGOV,BIL 83%
Aug, 2002 $11372 $11034 1.66% 1.66% IGOV,BIL 67%
Sep, 2002 $11517 $11175 1.27% 1.27% IGOV,BIL 83%
Oct, 2002 $11447 $11106 -0.61% -0.61% IGOV,BIL 83%
Nov, 2002 $11450 $11109 0.02% 0.02% IGOV,BIL 83%
Dec, 2002 $11687 $11338 2.07% 2.06% IGOV,BIL 67%
Jan, 2003 $11692 $11343 0.04% 0.04% IGOV,IAU,BIL 67%
Feb, 2003 $11724 $11374 0.27% 0.27% IGOV,IAU,BIL 67%
Mar, 2003 $11596 $11250 -1.09% -1.09% IGOV,BIL 83%
Apr, 2003 $11696 $11347 0.87% 0.87% IGOV 0%
May, 2003 $11732 $11382 0.30% 0.30% IGOV,VTV,VBR,VBK,VWO,IAU 0%
Jun, 2003 $11997 $11639 2.26% 2.26% VTV,VBR,VBK,VWO,IAU 0%
Jul, 2003 $12445 $12074 3.73% 3.73% VTV,VBR,VBK,VWO,IAU,VEA 0%
Aug, 2003 $13134 $12742 5.53% 5.53% VTV,VBR,VBK,VWO,IAU,VEA 0%
Sep, 2003 $13241 $12846 0.82% 0.82% VTV,VBR,VBK,VWO,IAU,VEA 0%
Oct, 2003 $14274 $13848 7.80% 7.80% VBR,VBK,VWO,IAU,VEA,GSG 0%
Nov, 2003 $14798 $14356 3.67% 3.67% VBR,VBK,VWO,IAU,VEA,GSG 0%
Dec, 2003 $15383 $14601 3.96% 1.70% VBR,VBK,VWO,IAU,VEA,VTV 0%
Jan, 2004 $15533 $14746 0.97% 1.00% VBR,VBK,VWO,IAU,VEA,VTV 0%
Feb, 2004 $15888 $15079 2.29% 2.26% VBR,VBK,VWO,IAU,VEA,VTV 0%
Mar, 2004 $15989 $15175 0.64% 0.64% VBR,VBK,VWO,IAU,VEA,GSG 0%
Apr, 2004 $14817 $14063 -7.33% -7.33% VBR,VBK,VWO,VEA,GSG,VTV 0%
May, 2004 $14985 $14222 1.13% 1.13% VBR,VBK,VWO,VEA,GSG,VTV 0%
Jun, 2004 $15193 $14420 1.39% 1.39% VBR,VBK,VEA,GSG,VTV,BIL 17%
Jul, 2004 $14867 $14110 -2.15% -2.15% VBR,VEA,GSG,VTV,BIL 33%
Aug, 2004 $15066 $14299 1.34% 1.34% VBR,VEA,GSG,VTV,BIL 17%
Sep, 2004 $15413 $14628 2.30% 2.30% VBR,VEA,GSG,VTV,VWO,IAU 0%
Oct, 2004 $15703 $14904 1.88% 1.88% VBR,VEA,GSG,VTV,VWO,IAU 0%
Nov, 2004 $16731 $15879 6.55% 6.55% VBR,VEA,VTV,VWO,IAU,VBK 0%
Dec, 2004 $17103 $15627 2.22% -1.59% VBR,VEA,VTV,VWO,IAU,VBK 0%
Jan, 2005 $16689 $15244 -2.42% -2.45% VBR,VEA,VTV,VWO,IAU,VBK 0%
Feb, 2005 $17358 $15855 4.01% 4.01% VBR,VEA,VTV,VWO,IAU,VBK 0%
Mar, 2005 $16857 $15397 -2.88% -2.89% VBR,VEA,VTV,VWO,IAU,GSG 0%
Apr, 2005 $16490 $15062 -2.18% -2.18% VBR,VEA,VTV,VWO,IAU 0%
May, 2005 $16684 $15239 1.17% 1.17% VBR,VEA,VTV,VWO,VBK,IGOV 0%
Jun, 2005 $17034 $15559 2.10% 2.10% VBR,VTV,VWO,VBK,GSG,IAU 0%
Jul, 2005 $17690 $16158 3.85% 3.85% VBR,VTV,VWO,VBK,GSG,VEA 0%
Aug, 2005 $17895 $16346 1.16% 1.16% VBR,VWO,VBK,GSG,VEA,IAU 0%
Sep, 2005 $18638 $17024 4.15% 4.15% VBR,VWO,VBK,GSG,VEA,IAU 0%
Oct, 2005 $17875 $16327 -4.10% -4.10% VBR,VWO,VBK,VEA,IAU,VTV 0%
Nov, 2005 $18636 $17023 4.26% 4.26% VBR,VWO,VBK,VEA,IAU,VTV 0%
Dec, 2005 $19160 $17103 2.81% 0.47% VBR,VWO,VBK,VEA,IAU,VTV 0%
Jan, 2006 $20651 $18452 7.78% 7.89% VBR,VWO,VBK,VEA,IAU,VNQ 0%
Feb, 2006 $20592 $18400 -0.28% -0.28% VBR,VWO,VBK,VEA,IAU,VNQ 0%
Mar, 2006 $21314 $19045 3.50% 3.50% VBR,VWO,VBK,VEA,IAU,VNQ 0%
Apr, 2006 $22054 $19705 3.47% 3.47% VBR,VWO,VBK,VEA,IAU,VNQ 0%
May, 2006 $20998 $18762 -4.79% -4.79% VWO,VBK,VEA,IAU,VNQ,VTV 0%
Jun, 2006 $20961 $18729 -0.18% -0.18% VWO,VEA,IAU,VNQ,VTV,VBR 0%
Jul, 2006 $21382 $19106 2.01% 2.01% VWO,VEA,IAU,VNQ,VTV,GSG 0%
Aug, 2006 $21602 $19302 1.03% 1.03% VWO,VEA,IAU,VNQ,VTV,VBR 0%
Sep, 2006 $21616 $19314 0.06% 0.06% VWO,VEA,IAU,VNQ,VTV,VBR 0%
Oct, 2006 $22488 $20093 4.03% 4.03% VWO,VEA,VNQ,VTV,VBR,VBK 0%
Nov, 2006 $23278 $20799 3.51% 3.51% VWO,VEA,VNQ,VTV,VBR,IAU 0%
Dec, 2006 $23530 $20239 1.08% -2.69% VWO,VEA,VNQ,VTV,VBR,IAU 0%
Jan, 2007 $24105 $20741 2.44% 2.48% VWO,VEA,VNQ,VTV,VBR 0%
Feb, 2007 $23856 $20526 -1.03% -1.04% VWO,VEA,VNQ,VTV,VBR,IAU 0%
Mar, 2007 $24097 $20734 1.01% 1.01% VWO,VEA,VNQ,VTV,IAU,VBK 0%
Apr, 2007 $24812 $21348 2.96% 2.96% VWO,VEA,VNQ,VTV,VBK,VBR 0%
May, 2007 $25536 $21971 2.92% 2.92% VWO,VEA,VNQ,VTV,VBK,VBR 0%
Jun, 2007 $25145 $21635 -1.53% -1.53% VWO,VEA,VTV,VBK,VBR,IGOV 0%
Jul, 2007 $24615 $21179 -2.11% -2.11% VWO,VEA,VBK,IGOV,IAU,BIL 17%
Aug, 2007 $24754 $21299 0.57% 0.57% VWO,VEA,VBK,IGOV,IAU 0%
Sep, 2007 $26051 $22415 5.24% 5.24% VWO,VEA,VBK,IAU,VTV,GSG 0%
Oct, 2007 $27508 $23668 5.59% 5.59% VWO,VEA,VBK,IAU,VTV,GSG 0%
Nov, 2007 $26351 $22673 -4.21% -4.21% VWO,VEA,IAU,GSG,IGOV,BIL 17%
Dec, 2007 $26675 $22396 1.23% -1.22% VWO,VEA,IAU,GSG,IGOV,BIL 17%
Jan, 2008 $26824 $22527 0.56% 0.58% IAU,GSG,IGOV,BIL 50%
Feb, 2008 $27720 $23279 3.34% 3.34% IAU,GSG,IGOV,BIL 33%
Mar, 2008 $27113 $22770 -2.19% -2.19% IAU,GSG,IGOV,BIL 50%
Apr, 2008 $26952 $22635 -0.59% -0.59% IAU,GSG,IGOV 0%
May, 2008 $27069 $22732 0.43% 0.43% IAU,GSG,IGOV,VBK,VEA,VWO 0%
Jun, 2008 $26511 $22264 -2.06% -2.06% IAU,GSG,IGOV,BIL 50%
Jul, 2008 $25891 $21743 -2.34% -2.34% IAU,GSG,IGOV,BIL 50%
Aug, 2008 $25338 $21279 -2.13% -2.13% IGOV,VBR,VNQ,BIL 33%
Sep, 2008 $25188 $21153 -0.59% -0.59% VNQ,BIL 83%
Oct, 2008 $23324 $19588 -7.40% -7.40% BIL 100%
Nov, 2008 $24174 $20301 3.64% 3.64% BIL 83%
Dec, 2008 $24843 $20298 2.77% -0.01% IGOV,BIL 69%
Jan, 2009 $24699 $20178 -0.58% -0.59% IGOV,IAU,BIL 67%
Feb, 2009 $24672 $20150 -0.11% -0.14% IGOV,IAU,BIL 67%
Mar, 2009 $24872 $20313 0.81% 0.81% IGOV,IAU,BIL 67%
Apr, 2009 $24811 $20264 -0.24% -0.24% IGOV,IAU,VWO,BIL 50%
May, 2009 $25373 $20723 2.27% 2.27% IGOV,IAU,VWO,VBR,VBK 0%
Jun, 2009 $25168 $20556 -0.81% -0.81% IGOV,IAU,VWO,VBR,VBK,VEA 0%
Jul, 2009 $27040 $22084 7.44% 7.44% IGOV,VWO,VBR,VBK,VEA 0%
Aug, 2009 $27617 $22555 2.13% 2.13% VWO,VBR,VBK,VEA,VTV,VNQ 0%
Sep, 2009 $29322 $23948 6.17% 6.17% VWO,VBR,VBK,VEA,VTV,VNQ 0%
Oct, 2009 $28162 $23001 -3.96% -3.96% VWO,VBK,VEA,VNQ,GSG,IAU 0%
Nov, 2009 $29933 $24447 6.29% 6.29% VWO,VBK,VEA,VNQ,GSG,IAU 0%
Dec, 2009 $30567 $24153 2.12% -1.20% VWO,VBK,VEA,VNQ,GSG,VBR 0%
Jan, 2010 $28548 $22504 -6.60% -6.82% VWO,VBK,VEA,VNQ,VBR,VTV 0%
Feb, 2010 $29305 $23084 2.65% 2.57% VWO,VBK,VEA,VNQ,VBR,VTV 0%
Mar, 2010 $31597 $24889 7.82% 7.82% VWO,VBK,VEA,VNQ,VBR,VTV 0%
Apr, 2010 $32500 $25598 2.85% 2.85% VWO,VBK,VNQ,VBR,VTV,IAU 0%
May, 2010 $30611 $24110 -5.81% -5.81% VBK,VNQ,VBR,IAU,VGIT,VGLT 0%
Jun, 2010 $30041 $23662 -1.86% -1.86% VNQ,IAU,VGIT,VGLT,VCIT,BIL 17%
Jul, 2010 $30434 $23971 1.31% 1.31% VNQ,VGLT,VCIT 0%
Aug, 2010 $30810 $24267 1.24% 1.24% VNQ,VGLT,VCIT,VWO,VGIT,IAU 0%
Sep, 2010 $31853 $25089 3.39% 3.39% VNQ,VGLT,VWO,IAU 0%
Oct, 2010 $32307 $25446 1.42% 1.42% VNQ,VWO,IAU,VBR,VBK 0%
Nov, 2010 $32492 $25592 0.57% 0.57% VNQ,VWO,IAU,VBR,VBK,VTV 0%
Dec, 2010 $34563 $26222 6.37% 2.46% VNQ,VWO,IAU,VBR,VBK,VTV 0%
Jan, 2011 $34434 $26123 -0.37% -0.38% VNQ,VBR,VBK,VTV,VEA,GSG 0%
Feb, 2011 $35720 $27097 3.74% 3.73% VNQ,VBR,VBK,VTV,VEA,GSG 0%
Mar, 2011 $35956 $27276 0.66% 0.66% VNQ,VBR,VBK,VTV,GSG,IAU 0%
Apr, 2011 $37606 $28528 4.59% 4.59% VNQ,VBR,VBK,GSG,IAU,VEA 0%
May, 2011 $36751 $27879 -2.28% -2.28% VNQ,VBK,IAU,VEA,VTV,VWO 0%
Jun, 2011 $36142 $27417 -1.66% -1.66% VNQ,VBK,VEA,VTV,VWO,VBR 0%
Jul, 2011 $35601 $27007 -1.50% -1.50% VNQ,VBK,IGOV,VCIT,VGLT,IAU 0%
Aug, 2011 $36142 $27417 1.52% 1.52% IGOV,VCIT,VGLT,IAU,VGIT,BIL 17%
Sep, 2011 $35748 $27118 -1.09% -1.09% IGOV,VCIT,VGLT,IAU,VGIT,BIL 17%
Oct, 2011 $35997 $27307 0.70% 0.70% VCIT,VGLT,IAU,VGIT,VNQ,BIL 17%
Nov, 2011 $35942 $27266 -0.15% -0.15% VCIT,VGLT,IAU,VGIT,BIL 33%
Dec, 2011 $35684 $25783 -0.72% -5.44% VCIT,VGLT,VGIT,VTV,VNQ,BIL 17%
Jan, 2012 $36258 $26218 1.61% 1.69% VCIT,VGLT,VGIT,VNQ,VBR,IAU 0%
Feb, 2012 $36217 $26144 -0.11% -0.28% VCIT,VGLT,VNQ,VBR,VTV 0%
Mar, 2012 $36549 $26369 0.92% 0.86% VNQ,VBR,VTV,VBK,VWO,BIL 17%
Apr, 2012 $36544 $26366 -0.01% -0.01% VNQ,VTV,VBK,VGIT,VCIT 0%
May, 2012 $35566 $25660 -2.68% -2.68% VNQ,VTV,VGIT,VCIT,VGLT,BIL 17%
Jun, 2012 $36121 $26060 1.56% 1.56% VNQ,VTV,VGIT,VCIT,VGLT,VBR 0%
Jul, 2012 $36684 $26466 1.56% 1.56% VNQ,VTV,VGIT,VCIT,VGLT,VBR 0%
Aug, 2012 $36944 $26654 0.71% 0.71% VNQ,VTV,VCIT,VGLT,VBR,VBK 0%
Sep, 2012 $37116 $26778 0.46% 0.46% VNQ,VTV,VBR,VBK,VWO,IAU 0%
Oct, 2012 $36662 $26451 -1.22% -1.22% VTV,VBR,VBK,VEA,IGOV 0%
Nov, 2012 $36942 $26653 0.76% 0.76% VTV,VBR,VBK,VEA,VWO,VCIT 0%
Dec, 2012 $38158 $27014 3.29% 1.36% VTV,VBR,VBK,VEA,VWO,VNQ 0%
Jan, 2013 $39840 $28213 4.41% 4.44% VTV,VBR,VBK,VEA,VWO,VNQ 0%
Feb, 2013 $39941 $28285 0.25% 0.26% VTV,VBR,VBK,VEA,VWO,VNQ 0%
Mar, 2013 $41023 $29052 2.71% 2.71% VTV,VBR,VBK,VEA,VNQ,VCIT 0%
Apr, 2013 $42094 $29810 2.61% 2.61% VTV,VBR,VBK,VEA,VNQ,VGLT 0%
May, 2013 $41733 $29555 -0.86% -0.86% VTV,VBR,VBK,VEA,VNQ,BIL 17%
Jun, 2013 $41177 $29161 -1.33% -1.33% VTV,VBR,VBK,VEA,VNQ,BIL 17%
Jul, 2013 $42898 $30380 4.18% 4.18% VTV,VBR,VBK,VEA,VNQ,GSG 0%
Aug, 2013 $41623 $29477 -2.97% -2.97% VTV,VBR,VBK,VEA,GSG,BIL 17%
Sep, 2013 $42877 $30365 3.01% 3.01% VTV,VBR,VBK,VEA,IGOV,BIL 17%
Oct, 2013 $43897 $31087 2.38% 2.38% VTV,VBR,VBK,VEA,VWO,VNQ 0%
Nov, 2013 $44466 $31490 1.29% 1.29% VTV,VBR,VBK,VEA,VWO,IGOV 0%
Dec, 2013 $45124 $31870 1.48% 1.21% VTV,VBR,VBK,VEA,VWO,IGOV 0%
Jan, 2014 $43567 $30769 -3.45% -3.46% VTV,VBR,VBK,VEA,VCIT,VGLT 0%
Feb, 2014 $45145 $31884 3.62% 3.62% VTV,VBR,VBK,VEA,IGOV,VNQ 0%
Mar, 2014 $45287 $31984 0.31% 0.31% VTV,VBR,VBK,VEA,IGOV,VNQ 0%
Apr, 2014 $45454 $32102 0.37% 0.37% VTV,VBR,VBK,VEA,VNQ,MTUM 0%
May, 2014 $46049 $32523 1.31% 1.31% VTV,VBR,VEA,VNQ,MTUM,VGLT 0%
Jun, 2014 $46844 $33084 1.73% 1.73% VTV,VBR,VEA,VNQ,MTUM,VBK 0%
Jul, 2014 $46101 $32559 -1.59% -1.59% VTV,VEA,VNQ,MTUM,VWO,VGLT 0%
Aug, 2014 $47592 $33612 3.24% 3.24% VTV,VNQ,MTUM,VWO,VGLT,VBR 0%
Sep, 2014 $46220 $32643 -2.88% -2.88% VTV,VNQ,MTUM,VGLT,VGIT,VCIT 0%
Oct, 2014 $47631 $33639 3.05% 3.05% VTV,VNQ,MTUM,VGLT 0%
Nov, 2014 $48494 $34249 1.81% 1.81% VTV,VNQ,MTUM,VGLT,VBR,VBK 0%
Dec, 2014 $49062 $33571 1.17% -1.98% VTV,VNQ,MTUM,VGLT,VBR,VCIT 0%
Jan, 2015 $49915 $34164 1.74% 1.77% VNQ,MTUM,VGLT,VCIT,VGIT,IAU 0%
Feb, 2015 $48937 $33497 -1.96% -1.95% VNQ,MTUM,VGLT,VTV,VBR 0%
Mar, 2015 $49109 $33615 0.35% 0.35% VNQ,MTUM,VGLT,VBR,VBK,VCIT 0%
Apr, 2015 $48146 $32956 -1.96% -1.96% MTUM,VBR,VBK,VTV,VEA 0%
May, 2015 $48749 $33368 1.25% 1.25% MTUM,VBR,VBK,VTV,VEA,VGLT 0%
Jun, 2015 $47883 $32775 -1.78% -1.78% MTUM,VBR,VBK,VTV,VEA,VGIT 0%
Jul, 2015 $48348 $33094 0.97% 0.97% MTUM,VBR,VBK,VTV,VEA,BIL 17%
Aug, 2015 $45858 $31389 -5.15% -5.15% VGIT,BIL 83%
Sep, 2015 $45933 $31441 0.17% 0.17% VGIT,VCIT,BIL 50%
Oct, 2015 $45881 $31405 -0.11% -0.11% VGIT,VCIT,VTV,MTUM,BIL 17%
Nov, 2015 $45934 $31441 0.11% 0.11% VCIT,VTV,MTUM,VNQ,BIL 33%
Dec, 2015 $45918 $30948 -0.04% -1.57% MTUM,VNQ,VGIT,BIL 50%
Jan, 2016 $45530 $30684 -0.84% -0.85% VGIT,IGOV,BIL 33%
Feb, 2016 $45819 $30877 0.63% 0.63% VGIT,IGOV,VCIT,VGLT,IAU 0%
Mar, 2016 $46317 $31212 1.09% 1.09% IGOV,VGLT,IAU,VTV,MTUM,VNQ 0%
Apr, 2016 $46701 $31471 0.83% 0.83% IGOV,VGLT,IAU,VTV,VNQ,VBR 0%
May, 2016 $46465 $31312 -0.51% -0.51% IGOV,VGLT,VTV,VNQ,VBR,MTUM 0%
Jun, 2016 $47828 $32230 2.93% 2.93% IGOV,VGLT,VNQ,MTUM,VCIT,IAU 0%
Jul, 2016 $48887 $32944 2.21% 2.21% VGLT,VNQ,IAU,VBR,VBK 0%
Aug, 2016 $48295 $32545 -1.21% -1.21% VGLT,VNQ,VBR,VBK,VTV,VWO 0%
Sep, 2016 $48082 $32402 -0.44% -0.44% VBR,VBK,VTV,VWO,MTUM,IAU 0%
Oct, 2016 $46950 $31639 -2.36% -2.36% VBR,VTV,VWO,MTUM,IAU,VCIT 0%
Nov, 2016 $46967 $31650 0.04% 0.04% VBR,VTV,VWO,MTUM,VBK,GSG 0%
Dec, 2016 $47825 $32037 1.83% 1.22% VBR,VTV,VWO,VBK,GSG,VEA 0%
Jan, 2017 $48760 $32664 1.95% 1.96% VBR,VTV,VWO,VBK,GSG,VEA 0%
Feb, 2017 $49705 $33297 1.94% 1.94% VBR,VTV,VWO,VBK,VEA,MTUM 0%
Mar, 2017 $50101 $33563 0.80% 0.80% VBR,VTV,VWO,VBK,VEA,MTUM 0%
Apr, 2017 $50772 $34012 1.34% 1.34% VBR,VTV,VWO,VBK,VEA,MTUM 0%
May, 2017 $51381 $34420 1.20% 1.20% VBR,VTV,VWO,VBK,VEA,MTUM 0%
Jun, 2017 $52069 $34881 1.34% 1.34% VBR,VTV,VWO,VBK,VEA,MTUM 0%
Jul, 2017 $53424 $35789 2.60% 2.60% VBR,VTV,VWO,VBK,VEA,MTUM 0%
Aug, 2017 $53620 $35920 0.37% 0.37% VTV,VWO,VBK,VEA,MTUM,IGOV 0%
Sep, 2017 $54548 $36542 1.73% 1.73% VTV,VWO,VBK,VEA,MTUM,VBR 0%
Oct, 2017 $55768 $37359 2.24% 2.24% VTV,VWO,VBK,VEA,MTUM,VBR 0%
Nov, 2017 $56983 $38173 2.18% 2.18% VTV,VWO,VBK,VEA,MTUM,VBR 0%
Dec, 2017 $57733 $38276 1.32% 0.27% VTV,VWO,VBK,VEA,MTUM,GSG 0%
Jan, 2018 $60985 $40442 5.63% 5.66% VTV,VWO,VBK,VEA,MTUM,GSG 0%
Feb, 2018 $58630 $38882 -3.86% -3.86% VTV,VWO,VBK,VEA,MTUM,GSG 0%
Mar, 2018 $58369 $38709 -0.45% -0.45% VWO,VBK,VEA,MTUM,GSG,IGOV 0%
Apr, 2018 $58513 $38805 0.25% 0.25% VWO,VBK,VEA,MTUM,GSG,VTV 0%
May, 2018 $59206 $39264 1.18% 1.18% VBK,MTUM,GSG,VTV,VBR,VNQ 0%
Jun, 2018 $59876 $39709 1.13% 1.13% VBK,MTUM,GSG,VTV,VBR,VNQ 0%
Jul, 2018 $60551 $40156 1.13% 1.13% VBK,MTUM,GSG,VTV,VBR,VNQ 0%
Aug, 2018 $62650 $41548 3.47% 3.47% VBK,MTUM,GSG,VTV,VBR,VNQ 0%
Sep, 2018 $62633 $41537 -0.03% -0.03% VBK,MTUM,GSG,VTV,VBR,VNQ 0%
Oct, 2018 $58009 $38470 -7.38% -7.38% VNQ,BIL 83%
Nov, 2018 $58551 $38830 0.93% 0.93% VNQ,BIL 50%
Dec, 2018 $57828 $36846 -1.23% -5.11% VGIT,VCIT,VGLT,BIL 35%
Jan, 2019 $58173 $37075 0.60% 0.62% VGIT,VCIT,VGLT,IAU,BIL 17%
Feb, 2019 $58012 $36974 -0.28% -0.27% VGIT,VCIT,VGLT,IAU,VBK 0%
Mar, 2019 $58824 $37492 1.40% 1.40% VCIT,VGLT,VBK,VTV,VNQ 0%
Apr, 2019 $59308 $37801 0.82% 0.83% VBK,VTV,VNQ,MTUM,VBR,VWO 0%
May, 2019 $57818 $36852 -2.51% -2.51% VNQ,VGIT,IGOV,VCIT,VGLT,IAU 0%
Jun, 2019 $59413 $37869 2.76% 2.76% VNQ,VGLT,IAU,VTV 0%
Jul, 2019 $59627 $38006 0.36% 0.36% VNQ,VGLT,IAU,MTUM,VBK,VCIT 0%
Aug, 2019 $61868 $39433 3.76% 3.76% VNQ,VGLT,IAU,MTUM,VCIT,VGIT 0%
Sep, 2019 $61246 $39037 -1.01% -1.01% VNQ,VGLT,IAU,VCIT,VGIT,VTV 0%
Oct, 2019 $61626 $39279 0.62% 0.62% VNQ,VGLT,IAU,VCIT,MTUM 0%
Nov, 2019 $61452 $39169 -0.28% -0.28% VNQ,VGLT,MTUM,VTV,VBK 0%
Dec, 2019 $61681 $38487 0.37% -1.74% MTUM,VTV,VBK,VBR,VEA 0%
Jan, 2020 $61421 $38321 -0.42% -0.43% MTUM,VBK,VCIT,VGLT,IAU,VNQ 0%
Feb, 2020 $59998 $37433 -2.32% -2.32% VCIT,VGLT,IAU,VGIT,IGOV,BIL 17%
Mar, 2020 $59982 $37424 -0.03% -0.03% VGLT,IAU,VGIT,BIL 50%
Apr, 2020 $60762 $37910 1.30% 1.30% VGLT,IAU,VGIT,BIL 33%
May, 2020 $60884 $37986 0.20% 0.20% VGLT,IAU,VGIT,MTUM,VBK 0%
Jun, 2020 $61654 $38467 1.26% 1.26% VGLT,IAU,VGIT,MTUM,VBK,VCIT 0%
Jul, 2020 $64785 $40420 5.08% 5.08% VGLT,IAU,MTUM,VBK,VCIT,VWO 0%
Aug, 2020 $65594 $40925 1.25% 1.25% IAU,MTUM,VBK,VWO,VTV,VEA 0%
Sep, 2020 $64304 $40120 -1.97% -1.97% IAU,MTUM,VBK,VWO,VEA,VCIT 0%
Oct, 2020 $63633 $39701 -1.04% -1.04% IAU,MTUM,VBK,VWO,VCIT 0%
Nov, 2020 $66795 $41674 4.97% 4.97% MTUM,VBK,VWO,VTV,VBR,VEA 0%
Dec, 2020 $69226 $43010 3.64% 3.21% MTUM,VBK,VWO,VTV,VBR,VEA 0%
Jan, 2021 $70085 $43546 1.24% 1.25% MTUM,VBK,VWO,VBR,VEA,GSG 0%
Feb, 2021 $73063 $45397 4.25% 4.25% VBK,VWO,VBR,VEA,GSG 0%
Mar, 2021 $73435 $45628 0.51% 0.51% VBK,VWO,VBR,VEA,GSG,VTV 0%
Apr, 2021 $76373 $47453 4.00% 4.00% VBK,VBR,VEA,GSG,VTV,VNQ 0%
May, 2021 $77545 $48182 1.53% 1.53% VBR,VEA,GSG,VTV,VNQ,VWO 0%
Jun, 2021 $78170 $48570 0.81% 0.81% VBR,GSG,VTV,VNQ,VWO 0%
Jul, 2021 $78067 $48506 -0.13% -0.13% VBR,GSG,VTV,VNQ,VBK 0%
Aug, 2021 $78836 $48984 0.99% 0.99% VBR,GSG,VTV,VNQ,VBK,MTUM 0%
Sep, 2021 $77048 $47873 -2.27% -2.27% VBR,GSG,VTV,VNQ,MTUM,BIL 17%
Oct, 2021 $81084 $50381 5.24% 5.24% VBR,GSG,VTV,VNQ,MTUM,VBK 0%
Nov, 2021 $77994 $48461 -3.81% -3.81% VBR,GSG,VTV,VNQ,MTUM,VGLT 0%
Dec, 2021 $81404 $48057 4.37% -0.83% VBR,GSG,VTV,VNQ,MTUM,VEA 0%
Jan, 2022 $79889 $47115 -1.86% -1.96% GSG,VTV,VNQ,BIL 50%
Feb, 2022 $80440 $47440 0.69% 0.69% GSG,VTV,IAU,BIL 33%
Mar, 2022 $82085 $48411 2.05% 2.05% GSG,VTV,IAU,VBR,VNQ,BIL 17%
Apr, 2022 $80868 $47693 -1.48% -1.48% GSG,IAU,BIL 67%
May, 2022 $81222 $47902 0.44% 0.44% GSG,BIL 67%
Jun, 2022 $80216 $47308 -1.24% -1.24% GSG,BIL 83%
Jul, 2022 $80141 $47264 -0.09% -0.09% GSG,BIL 83%
Aug, 2022 $79877 $47108 -0.33% -0.33% GSG,BIL 83%
Sep, 2022 $79041 $46615 -1.05% -1.05% BIL 100%
Oct, 2022 $79167 $46690 0.16% 0.16% BIL 67%
Nov, 2022 $79333 $46787 0.21% 0.21% VTV,MTUM,BIL 33%
Dec, 2022 $78476 $45150 -1.08% -3.50% VTV,MTUM,VEA,IAU,BIL 33%
Jan, 2023 $80758 $46483 2.91% 2.95% VTV,VEA,IAU,VBR,VWO 0%
Feb, 2023 $78777 $45340 -2.45% -2.46% VTV,VEA,IAU,VBR,VBK,BIL 17%
Mar, 2023 $79295 $45638 0.66% 0.66% VTV,VEA,IAU,VWO,VGIT 0%
Apr, 2023 $80033 $46063 0.93% 0.93% VTV,VEA,IAU,VWO,VGIT,VCIT 0%
May, 2023 $78096 $44949 -2.42% -2.42% VEA,IAU,VGIT,VCIT,VBK,VGLT 0%
Jun, 2023 $79218 $45594 1.44% 1.44% VEA,VBK,VTV,VWO 0%
Jul, 2023 $80252 $46189 1.31% 1.31% VEA,VBK,VTV,VWO,VBR,GSG 0%
Aug, 2023 $77666 $44701 -3.22% -3.22% VEA,VTV,VBR,GSG,MTUM,IAU 0%
Sep, 2023 $75991 $43737 -2.16% -2.16% GSG,BIL 83%
Oct, 2023 $75769 $43609 -0.29% -0.29% GSG,BIL 67%
Nov, 2023 $75470 $43437 -0.39% -0.39% VTV,MTUM,IAU 0%
Dec, 2023 $76282 $43904 1.08% 1.08% MTUM,IAU,VBR,VBK,VEA,VNQ 0%
Jan, 2024 $75349 $43368 -1.22% -1.22% MTUM,VBR,VBK,VEA,VCIT 0%
Feb, 2024 $78456 $45156 4.12% 4.12% MTUM,VBR,VBK,VEA,VTV,VWO 0%
Mar, 2024 $81356 $46825 3.70% 3.70% MTUM,VBR,VBK,VEA,VTV,IAU 0%
Apr, 2024 $78236 $45029 -3.83% -3.83% MTUM,VBR,VBK,VTV,IAU,VWO 0%
May, 2024 $80778 $46492 3.25% 3.25% MTUM,VBR,VBK,VTV,IAU,VEA 0%
Jun, 2024 $81091 $46672 0.39% 0.39% MTUM,VTV,IAU,VEA,VWO,GSG 0%
Jul, 2024 $82370 $47408 1.58% 1.58% MTUM,VTV,IAU,VNQ 0%
Aug, 2024 $84231 $48480 2.26% 2.26% MTUM,VTV,IAU,VNQ,VBR,VEA 0%
Sep, 2024 $86411 $49734 2.59% 2.59% MTUM,VTV,IAU,VNQ,VBR,VWO 0%
Oct, 2024 $85808 $49387 -0.70% -0.70% MTUM,VTV,IAU,VNQ,VBR,VBK 0%
Nov, 2024 $89082 $51271 3.81% 3.81% MTUM,VTV,IAU,VNQ,VBR,VBK 0%
Dec, 2024 $83859 $48265 -5.86% -5.86% MTUM,VTV,IAU,VBR,VBK 0%
Jan, 2025 $87324 $50260 4.13% 4.13% MTUM,VTV,IAU,VBR,VBK,GSG 0%
Feb, 2025 $86013 $49505 -1.50% -1.50% MTUM,VTV,IAU,GSG,VWO,VNQ 0%
Mar, 2025 $86170 $49595 0.18% 0.18% VTV,IAU,GSG,VWO,VEA,VGIT 0%
Apr, 2025 $85704 $49327 -0.54% -0.54% IAU,VEA,VGIT,MTUM,IGOV,VCIT 0%
May, 2025 $87756 $50508 2.39% 2.39% IAU,VEA,MTUM,IGOV,VCIT,VWO 0%
Jun, 2025 $90439 $52052 3.06% 3.06% IAU,VEA,MTUM,IGOV,VWO,VBK 0%
Jul, 2025 $89732 $51646 -0.78% -0.78% IAU,VEA,MTUM,VWO,VBK,GSG 0%
Aug, 2025 $92355 $53155 2.92% 2.92% IAU,VEA,MTUM,VWO,VBK 0%
Sep, 2025 $96528 $55557 4.52% 4.52% IAU,VEA,MTUM,VWO,VBK,VBR 0%
Oct, 2025 $97638 $56196 1.15% 1.15% IAU,VEA,MTUM,VWO,VBK,VTV 0%
Nov, 2025 $98266 $56557 0.64% 0.64% IAU,VEA,MTUM,VWO,VTV,GSG 0%
Dec, 2025 $99331 $56624 1.08% 0.12% IAU,VEA,MTUM,VWO,VTV,VBR 0%
Jan, 2026 $104336 $59505 5.04% 5.09% IAU,VEA,VWO,VTV,VBR,GSG 0%
Feb, 2026 $108890 $62100 4.36% 4.36% IAU,VEA,VWO,VTV,VBR,GSG 0%
Mar, 2026 $106510 $60743 -2.19% -2.19% IAU,VEA,VWO,VTV,VBR,GSG 0%
Apr, 2026 $112350 $64074 5.48% 5.48% VEA,VWO,VBR,GSG,MTUM,VBK 0%
May, 2026 $112113 $61357 -0.21% -4.24% VEA,VWO,VBR,GSG,MTUM,VBK 0%
📝 Methodology: All returns calculated with lot-level FIFO accounting.
  • Short-term capital gains (≤ 1 year): 40.8% tax rate
  • Long-term capital gains (> 1 year): 23.8% tax rate
  • Tax loss carryover across years
  • Year-end tax payments with position liquidation if needed
  • Annual returns show within-year performance (Jan-Dec)