gtaa6
hold_until_replaced_spmo
Strategy Description
GTAA AGG 6 - Hold until replaced using SPMO (momentum factor) with cascading proxies: SPMO→MTUM→SPY→VFINX. Proper lot-level tax accounting.
Universe: ["GSG", "IAU", "VBK", "VWO", "VBR", "VEA", "VTV", "VCIT", "VGIT", "IGOV", "QQQ", "VNQ", "SPMO", "VGLT", "BIL"]
Rebalance Frequency: monthly | Period: January 31, 1999 to May 31, 2026 | Top N: 6
Portfolio Value Over Time
After-tax performance
Performance Summary
27.3 years of data
| Metric | Value |
|---|---|
| Period | January 31, 1999 to May 31, 2026 (27.3 years) |
| After-Tax CAGR | 8.07% |
| Pre-Tax CAGR | 10.61% |
| Tax Drag | 2.54% |
| Final Value (After-Tax) | $83,448 (from $10,000) |
| Final Value (Pre-Tax) | $157,509 |
| Total Taxes Paid | $23,792 |
| Effective Tax Rate | 16.1% on gains |
| Total Transactions | 0 (0 per year) |
| Maximum Drawdown | -24.79% |
Drawdown Analysis
Top 5 drawdowns
| Rank | Drawdown | Peak Date | Trough Date | Recovery Date | Duration |
|---|---|---|---|---|---|
| 1 | -24.79% | Nov, 2007 | Oct, 2008 | Mar, 2010 | 28 mo |
| 2 | -15.39% | Sep, 2018 | Mar, 2020 | Dec, 2020 | 27 mo |
| 3 | -14.88% | Jun, 2002 | Jul, 2002 | Aug, 2003 | 14 mo |
| 4 | -14.16% | May, 2011 | Dec, 2011 | Mar, 2013 | 22 mo |
| 5 | -12.77% | Nov, 2021 | Oct, 2023 | Aug, 2024 | 33 mo |
Rolling Period Analysis
Best and worst CAGR for rolling periods
| Period | Best CAGR | Best Period | Worst CAGR | Worst Period |
|---|---|---|---|---|
| 1-Year | 42.20% | 2003-03-31 to 2004-03-31 | -24.79% | 2007-10-31 to 2008-10-31 |
| 3-Year | 21.89% | 2003-04-30 to 2006-04-30 | -1.92% | 1999-12-31 to 2002-12-31 |
| 5-Year | 19.35% | 2002-10-31 to 2007-10-31 | 1.30% | 2015-03-31 to 2020-03-31 |
| 10-Year | 11.38% | 2003-04-30 to 2013-04-30 | 3.88% | 2010-04-30 to 2020-04-30 |
Annual Returns
28 years
| Year | Pre-Tax Return | After-Tax Return | Tax Drag | Pre-Tax Value | After-Tax Value |
|---|---|---|---|---|---|
| 2026 | 6.28% | 1.54% | 4.74% | $157,509 | $83,448 |
| 2025 | 16.78% | 14.56% | 2.22% | $139,351 | $77,242 |
| 2024 | 13.05% | 12.36% | 0.70% | $114,654 | $64,776 |
| 2023 | 1.89% | 1.85% | 0.04% | $103,309 | $58,739 |
| 2022 | -2.94% | -5.75% | 2.82% | $98,358 | $55,936 |
| 2021 | 17.33% | 12.18% | 5.15% | $103,771 | $60,825 |
| 2020 | 16.13% | 16.13% | 0.00% | $87,568 | $53,682 |
| 2019 | 6.79% | 5.47% | 1.32% | $76,898 | $47,148 |
| 2018 | -5.64% | -9.62% | 3.98% | $71,225 | $44,211 |
| 2017 | 18.32% | 17.42% | 0.90% | $71,295 | $46,198 |
| 2016 | 5.48% | 5.48% | 0.00% | $58,923 | $38,474 |
| 2015 | -5.69% | -7.93% | 2.24% | $56,628 | $36,979 |
| 2014 | 11.01% | 7.33% | 3.67% | $60,211 | $40,307 |
| 2013 | 21.41% | 20.49% | 0.92% | $55,630 | $38,523 |
| 2012 | 9.66% | 6.48% | 3.18% | $43,885 | $30,612 |
| 2011 | -1.68% | -6.20% | 4.52% | $38,859 | $27,902 |
| 2010 | 19.88% | 15.74% | 4.14% | $39,117 | $29,434 |
| 2009 | 32.60% | 28.18% | 4.42% | $35,002 | $27,298 |
| 2008 | -10.56% | -14.31% | 3.76% | $26,305 | $21,224 |
| 2007 | 17.28% | 14.78% | 2.50% | $30,485 | $25,693 |
| 2006 | 14.32% | 11.96% | 2.36% | $25,474 | $21,939 |
| 2005 | 14.15% | 10.50% | 3.65% | $20,783 | $18,272 |
| 2004 | 11.27% | 7.34% | 3.93% | $18,656 | $16,948 |
| 2003 | 37.99% | 35.10% | 2.89% | $16,548 | $15,582 |
| 2002 | -3.79% | -4.85% | 1.06% | $11,921 | $11,465 |
| 2001 | 0.16% | -1.01% | 1.17% | $12,096 | $11,762 |
| 2000 | 1.86% | 0.20% | 1.66% | $11,751 | $11,560 |
| 1999 | 21.50% | 21.50% | 0.00% | $12,150 | $12,150 |
Monthly Returns
Last 120 months | 329 total
| Date | Pre-Tax Return | After-Tax Return | Pre-Tax Value | After-Tax Value | Holdings |
|---|---|---|---|---|---|
| May, 2026 | -0.19% | -4.41% | $157,509 | $83,448 | GSG,QQQ,VBK,VBR,VEA,VWO |
| Apr, 2026 | 5.14% | 5.13% | $157,810 | $87,296 | GSG,QQQ,VBK,VBR,VEA,VWO |
| Mar, 2026 | -3.42% | -3.66% | $150,092 | $83,034 | GSG,IAU,VBR,VEA,VTV,VWO |
| Feb, 2026 | 4.86% | 4.88% | $155,398 | $86,189 | GSG,IAU,VBR,VEA,VTV,VWO |
| Jan, 2026 | 6.35% | 6.40% | $148,201 | $82,182 | GSG,IAU,VBR,VEA,VTV,VWO |
| Dec, 2025 | 1.07% | -0.82% | $139,351 | $77,242 | IAU,QQQ,VBR,VEA,VTV,VWO |
| Nov, 2025 | 1.18% | 1.20% | $137,883 | $77,879 | GSG,IAU,QQQ,VEA,VTV,VWO |
| Oct, 2025 | 2.32% | 2.30% | $136,271 | $76,956 | IAU,QQQ,VBK,VEA,VTV,VWO |
| Sep, 2025 | 5.07% | 5.06% | $133,181 | $75,226 | IAU,QQQ,VBK,VBR,VEA,VWO |
| Aug, 2025 | 3.18% | 3.18% | $126,750 | $71,602 | IAU,QQQ,VBK,VBR,VEA,VWO |
| Jul, 2025 | -0.02% | -0.05% | $122,845 | $69,397 | GSG,IAU,QQQ,VBK,VEA,VWO |
| Jun, 2025 | 3.29% | 3.28% | $122,874 | $69,429 | IAU,IGOV,QQQ,VBK,VEA,VWO |
| May, 2025 | 1.42% | 1.42% | $118,962 | $67,227 | IAU,IGOV,QQQ,VCIT,VEA,VWO |
| Apr, 2025 | 0.02% | 0.00% | $117,301 | $66,288 | IAU,IGOV,VCIT,VEA,VGIT,VWO |
| Mar, 2025 | 0.18% | 0.21% | $117,277 | $66,287 | GSG,IAU,VEA,VGIT,VTV,VWO |
| Feb, 2025 | -1.90% | -1.89% | $117,062 | $66,150 | GSG,IAU,QQQ,VNQ,VTV,VWO |
| Jan, 2025 | 4.08% | 4.09% | $119,329 | $67,427 | GSG,IAU,QQQ,VBK,VBR,VTV |
| Dec, 2024 | -4.99% | -5.58% | $114,654 | $64,776 | GSG,IAU,QQQ,VBK,VBR,VTV |
| Nov, 2024 | 5.45% | 5.45% | $120,678 | $68,601 | IAU,QQQ,VBK,VBR,VNQ,VTV |
| Oct, 2024 | -0.77% | -0.77% | $114,441 | $65,055 | IAU,QQQ,VBK,VBR,VNQ,VTV |
| Sep, 2024 | 2.56% | 2.56% | $115,325 | $65,559 | IAU,QQQ,VBR,VNQ,VTV,VWO |
| Aug, 2024 | 1.85% | 1.85% | $112,446 | $63,924 | IAU,QQQ,VBR,VEA,VNQ,VTV |
| Jul, 2024 | 1.50% | 1.52% | $110,408 | $62,762 | IAU,QQQ,VBK,VBR,VNQ,VTV |
| Jun, 2024 | 0.49% | 0.47% | $108,775 | $61,822 | BIL,GSG,IAU,QQQ,VEA,VTV,VWO |
| May, 2024 | 3.45% | 3.44% | $108,246 | $61,533 | IAU,QQQ,VBK,VBR,VEA,VTV |
| Apr, 2024 | -3.77% | -3.76% | $104,632 | $59,484 | BIL,IAU,QQQ,VBK,VBR,VTV,VWO |
| Mar, 2024 | 3.41% | 3.42% | $108,727 | $61,811 | IAU,QQQ,VBK,VBR,VEA,VTV |
| Feb, 2024 | 3.67% | 3.67% | $105,139 | $59,765 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Jan, 2024 | -1.83% | -1.85% | $101,414 | $57,651 | QQQ,VBK,VBR,VCIT,VEA,VTV |
| Dec, 2023 | 5.11% | 5.11% | $103,309 | $58,739 | IAU,QQQ,VBK,VBR,VEA,VNQ |
| Nov, 2023 | 1.56% | 1.53% | $98,287 | $55,885 | BIL,IAU,QQQ,VBR,VEA,VTV,VWO |
| Oct, 2023 | -0.73% | -0.72% | $96,776 | $55,041 | BIL,GSG,IAU,QQQ |
| Sep, 2023 | -2.99% | -2.99% | $97,488 | $55,442 | BIL,GSG,QQQ |
| Aug, 2023 | -3.59% | -3.59% | $100,493 | $57,149 | GSG,IAU,QQQ,VBR,VEA,VTV |
| Jul, 2023 | 4.33% | 4.32% | $104,232 | $59,277 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Jun, 2023 | 1.21% | 1.19% | $99,911 | $56,820 | QQQ,VBK,VBR,VEA,VTV,VWO |
| May, 2023 | -0.72% | -0.74% | $98,718 | $56,150 | BIL,IAU,QQQ,VCIT,VEA,VGIT |
| Apr, 2023 | 1.06% | 1.06% | $99,432 | $56,571 | BIL,IAU,QQQ,VCIT,VEA,VGIT,VWO |
| Mar, 2023 | 1.00% | 1.03% | $98,388 | $55,975 | IAU,QQQ,VCIT,VEA,VTV,VWO |
| Feb, 2023 | -3.92% | -3.92% | $97,417 | $55,407 | BIL,IAU,VBR,VEA,VTV |
| Jan, 2023 | 3.08% | 3.10% | $101,388 | $57,669 | IAU,VBK,VBR,VEA,VTV,VWO |
| Dec, 2022 | -1.71% | -4.55% | $98,358 | $55,936 | BIL,IAU,VEA,VTV |
| Nov, 2022 | 1.26% | 1.26% | $100,064 | $58,603 | BIL,VBR,VEA,VTV |
| Oct, 2022 | 0.16% | 0.16% | $98,818 | $57,873 | BIL,VTV |
| Sep, 2022 | -1.67% | -1.68% | $98,661 | $57,781 | BIL |
| Aug, 2022 | -0.59% | -0.60% | $100,336 | $58,769 | BIL,GSG |
| Jul, 2022 | -0.16% | -0.16% | $100,936 | $59,123 | BIL,GSG |
| Jun, 2022 | -3.31% | -3.32% | $101,095 | $59,217 | BIL,GSG |
| May, 2022 | 0.93% | 0.94% | $104,551 | $61,250 | BIL,GSG,VTV |
| Apr, 2022 | -1.78% | -1.78% | $103,589 | $60,681 | BIL,GSG,IAU |
| Mar, 2022 | 3.03% | 3.05% | $105,467 | $61,783 | BIL,GSG,IAU,VBR,VNQ,VTV |
| Feb, 2022 | 1.02% | 1.02% | $102,370 | $59,957 | BIL,GSG,IAU,VBR,VTV |
| Jan, 2022 | -2.35% | -2.42% | $101,333 | $59,351 | BIL,GSG,VNQ,VTV |
| Dec, 2021 | 4.92% | 0.32% | $103,771 | $60,825 | BIL,GSG,QQQ,VBR,VEA,VNQ,VTV |
| Nov, 2021 | -3.91% | -3.91% | $98,901 | $60,630 | BIL,GSG,QQQ,VBR,VNQ,VTV |
| Oct, 2021 | 5.07% | 5.07% | $102,922 | $63,095 | BIL,GSG,QQQ,VBK,VBR,VNQ,VTV |
| Sep, 2021 | -2.55% | -2.55% | $97,955 | $60,050 | BIL,GSG,QQQ,VBR,VNQ,VTV |
| Aug, 2021 | 1.47% | 1.47% | $100,514 | $61,619 | BIL,GSG,QQQ,VBK,VBR,VNQ,VTV |
| Jul, 2021 | 1.20% | 1.20% | $99,061 | $60,728 | BIL,GSG,QQQ,VBR,VEA,VNQ,VTV |
| Jun, 2021 | 0.88% | 0.88% | $97,891 | $60,010 | BIL,GSG,QQQ,VBK,VBR,VNQ,VTV |
| May, 2021 | 0.57% | 0.57% | $97,033 | $59,485 | BIL,GSG,VBR,VEA,VNQ,VTV,VWO |
| Apr, 2021 | 4.50% | 4.50% | $96,484 | $59,148 | BIL,GSG,QQQ,VBK,VBR,VNQ,VTV |
| Mar, 2021 | 0.49% | 0.49% | $92,330 | $56,602 | GSG,QQQ,VBK,VBR,VTV,VWO |
| Feb, 2021 | 3.89% | 3.89% | $91,883 | $56,327 | GSG,QQQ,VBK,VBR,VEA,VWO |
| Jan, 2021 | 1.00% | 1.00% | $88,445 | $54,220 | GSG,QQQ,VBK,VBR,VEA,VWO |
| Dec, 2020 | 5.83% | 5.83% | $87,568 | $53,682 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Nov, 2020 | 7.22% | 7.22% | $82,741 | $50,723 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Oct, 2020 | -0.72% | -0.72% | $77,170 | $47,308 | IAU,QQQ,VBK,VBR,VCIT,VWO |
| Sep, 2020 | -2.94% | -2.94% | $77,732 | $47,653 | BIL,IAU,QQQ,VBK,VCIT,VEA,VWO |
| Aug, 2020 | 2.93% | 2.93% | $80,087 | $49,096 | IAU,QQQ,VBK,VEA,VTV,VWO |
| Jul, 2020 | 4.80% | 4.80% | $77,805 | $47,697 | IAU,IGOV,QQQ,VBK,VCIT,VWO |
| Jun, 2020 | 2.62% | 2.62% | $74,241 | $45,512 | BIL,IAU,QQQ,VBK,VCIT,VGIT |
| May, 2020 | 2.09% | 2.09% | $72,345 | $44,350 | IAU,IGOV,QQQ,VBK,VCIT,VGIT |
| Apr, 2020 | 1.21% | 1.21% | $70,861 | $43,440 | BIL,IAU,QQQ,VCIT,VGIT |
| Mar, 2020 | -2.41% | -2.41% | $70,011 | $42,919 | BIL,IAU,VGIT |
| Feb, 2020 | -4.85% | -4.86% | $71,743 | $43,981 | BIL,IAU,IGOV,QQQ,VCIT,VGIT |
| Jan, 2020 | -1.94% | -1.96% | $75,403 | $46,225 | IAU,QQQ,VBK,VCIT,VNQ,VTV |
| Dec, 2019 | 2.45% | 1.19% | $76,898 | $47,148 | BIL,QQQ,VBK,VBR,VEA,VTV,VWO |
| Nov, 2019 | 0.55% | 0.55% | $75,057 | $46,596 | BIL,QQQ,VBK,VBR,VEA,VNQ,VTV |
| Oct, 2019 | 1.78% | 1.78% | $74,648 | $46,341 | IAU,QQQ,VCIT,VEA,VNQ,VTV |
| Sep, 2019 | -0.52% | -0.52% | $73,341 | $45,530 | IAU,QQQ,VCIT,VGIT,VNQ,VTV |
| Aug, 2019 | 1.26% | 1.26% | $73,727 | $45,770 | IAU,IGOV,QQQ,VCIT,VGIT,VNQ |
| Jul, 2019 | 1.15% | 1.15% | $72,811 | $45,201 | IAU,QQQ,VBK,VCIT,VNQ,VTV |
| Jun, 2019 | 2.67% | 2.67% | $71,983 | $44,687 | IAU,QQQ,VBK,VCIT,VNQ,VTV |
| May, 2019 | -5.84% | -5.84% | $70,108 | $43,523 | BIL,IAU,IGOV,VCIT,VGIT,VNQ |
| Apr, 2019 | 1.99% | 1.99% | $74,457 | $46,221 | BIL,QQQ,VBK,VBR,VNQ,VTV,VWO |
| Mar, 2019 | 1.31% | 1.30% | $73,005 | $45,319 | QQQ,VBK,VCIT,VGIT,VNQ,VTV |
| Feb, 2019 | 0.08% | 0.07% | $72,064 | $44,736 | IAU,VBK,VCIT,VGIT,VNQ,VTV |
| Jan, 2019 | 1.10% | 1.11% | $72,009 | $44,703 | BIL,IAU,VCIT,VGIT,VNQ |
| Dec, 2018 | -2.26% | -6.38% | $71,225 | $44,211 | BIL,IAU,VCIT,VGIT |
| Nov, 2018 | 0.82% | 0.83% | $72,869 | $47,222 | BIL,VGIT,VNQ,VTV |
| Oct, 2018 | -7.46% | -7.46% | $72,274 | $46,835 | BIL,VNQ |
| Sep, 2018 | -0.22% | -0.22% | $78,097 | $50,612 | GSG,QQQ,VBK,VBR,VNQ,VTV |
| Aug, 2018 | 3.62% | 3.62% | $78,269 | $50,724 | GSG,QQQ,VBK,VBR,VNQ,VTV |
| Jul, 2018 | 1.30% | 1.29% | $75,538 | $48,952 | GSG,QQQ,VBK,VBR,VNQ,VTV |
| Jun, 2018 | 1.32% | 1.32% | $74,567 | $48,328 | GSG,QQQ,VBK,VBR,VNQ,VTV |
| May, 2018 | 1.82% | 1.82% | $73,597 | $47,697 | GSG,QQQ,VBK,VBR,VNQ,VTV |
| Apr, 2018 | 0.18% | 0.19% | $72,282 | $46,843 | GSG,QQQ,VBK,VEA,VTV,VWO |
| Mar, 2018 | -0.68% | -0.68% | $72,149 | $46,753 | GSG,IGOV,QQQ,VBK,VEA,VWO |
| Feb, 2018 | -3.76% | -3.77% | $72,645 | $47,074 | GSG,QQQ,VBK,VEA,VTV,VWO |
| Jan, 2018 | 5.88% | 5.89% | $75,485 | $48,919 | GSG,QQQ,VBK,VEA,VTV,VWO |
| Dec, 2017 | 1.39% | 0.62% | $71,295 | $46,198 | GSG,QQQ,VBK,VEA,VTV,VWO |
| Nov, 2017 | 2.02% | 2.02% | $70,319 | $45,914 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Oct, 2017 | 2.37% | 2.37% | $68,925 | $45,004 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Sep, 2017 | 1.09% | 1.09% | $67,327 | $43,961 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Aug, 2017 | 0.54% | 0.54% | $66,600 | $43,486 | BIL,IGOV,QQQ,VBK,VEA,VTV,VWO |
| Jul, 2017 | 2.73% | 2.73% | $66,245 | $43,255 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Jun, 2017 | 0.83% | 0.83% | $64,483 | $42,104 | QQQ,VBK,VBR,VEA,VTV,VWO |
| May, 2017 | 1.01% | 1.01% | $63,953 | $41,758 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Apr, 2017 | 1.36% | 1.36% | $63,314 | $41,341 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Mar, 2017 | 1.05% | 1.05% | $62,463 | $40,785 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Feb, 2017 | 2.58% | 2.58% | $61,811 | $40,360 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Jan, 2017 | 2.26% | 2.26% | $60,256 | $39,344 | GSG,QQQ,VBK,VBR,VTV,VWO |
| Dec, 2016 | 1.88% | 1.88% | $58,923 | $38,474 | GSG,QQQ,VBK,VBR,VTV,VWO |
| Nov, 2016 | 0.17% | 0.17% | $57,838 | $37,765 | GSG,QQQ,VBK,VBR,VTV,VWO |
| Oct, 2016 | -2.24% | -2.24% | $57,737 | $37,699 | IAU,QQQ,VBR,VCIT,VTV,VWO |
| Sep, 2016 | 0.48% | 0.48% | $59,062 | $38,565 | IAU,QQQ,VBK,VBR,VTV,VWO |
| Aug, 2016 | -0.61% | -0.61% | $58,781 | $38,381 | QQQ,VBK,VBR,VNQ,VTV,VWO |
| Jul, 2016 | 1.91% | 1.91% | $59,144 | $38,618 | BIL,IAU,QQQ,VBK,VBR,VNQ,VWO |
| Jun, 2016 | 1.94% | 1.94% | $58,035 | $37,894 | IAU,IGOV,VCIT,VGIT,VNQ,VTV |
| May, 2016 | -0.67% | -0.67% | $56,933 | $37,174 | IGOV,QQQ,VBR,VCIT,VNQ,VTV |
| Apr, 2016 | 0.81% | 0.81% | $57,318 | $37,425 | IAU,IGOV,VBR,VCIT,VNQ,VTV |
| Mar, 2016 | 0.95% | 0.95% | $56,855 | $37,123 | IAU,IGOV,QQQ,VBR,VNQ,VTV |
| Feb, 2016 | 0.82% | 0.82% | $56,318 | $36,773 | BIL,IAU,IGOV,VCIT,VGIT |
| Jan, 2016 | -1.36% | -1.36% | $55,861 | $36,474 | BIL,IGOV,VCIT,VGIT |
| Dec, 2015 | -0.28% | -2.83% | $56,628 | $36,979 | BIL,QQQ,VGIT,VNQ |
| Nov, 2015 | 0.02% | 0.02% | $56,787 | $38,055 | BIL,QQQ,VCIT,VGIT,VNQ,VTV |
| Oct, 2015 | -0.07% | -0.07% | $56,775 | $38,046 | BIL,QQQ,VCIT,VGIT,VNQ,VTV |
| Sep, 2015 | 0.17% | 0.17% | $56,817 | $38,074 | BIL,VCIT,VGIT |
| Aug, 2015 | -5.33% | -5.32% | $56,723 | $38,011 | BIL,VGIT |
| Jul, 2015 | 1.32% | 1.32% | $59,913 | $40,147 | BIL,QQQ,VBK,VBR,VEA,VTV |
| Jun, 2015 | -1.54% | -1.54% | $59,135 | $39,624 | QQQ,VBK,VBR,VEA,VGIT,VTV |
| May, 2015 | 0.71% | 0.72% | $60,061 | $40,242 | BIL,QQQ,VBK,VBR,VEA,VTV |
| Apr, 2015 | -0.73% | -0.69% | $59,640 | $39,956 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Mar, 2015 | -0.16% | -0.16% | $60,077 | $40,234 | QQQ,VBK,VBR,VCIT,VNQ,VTV |
| Feb, 2015 | 0.21% | 0.33% | $60,171 | $40,299 | QQQ,VBK,VBR,VCIT,VNQ,VTV |
| Jan, 2015 | -0.27% | -0.35% | $60,047 | $40,166 | IAU,QQQ,VBR,VCIT,VGIT,VNQ |
| Dec, 2014 | 0.30% | -2.98% | $60,211 | $40,307 | QQQ,VBK,VBR,VCIT,VNQ,VTV |
| Nov, 2014 | 1.73% | 1.73% | $60,029 | $41,543 | QQQ,VBK,VBR,VCIT,VNQ,VTV |
| Oct, 2014 | 2.87% | 2.80% | $59,009 | $40,835 | BIL,QQQ,VBK,VBR,VNQ,VTV,VWO |
| Sep, 2014 | -4.20% | -4.17% | $57,360 | $39,722 | BIL,QQQ,VCIT,VGIT,VNQ,VTV,VWO |
| Aug, 2014 | 3.52% | 3.52% | $59,874 | $41,452 | QQQ,VBK,VBR,VNQ,VTV,VWO |
| Jul, 2014 | -2.14% | -2.15% | $57,838 | $40,040 | BIL,QQQ,VBR,VEA,VNQ,VTV,VWO |
| Jun, 2014 | 2.51% | 2.52% | $59,103 | $40,920 | BIL,QQQ,VBK,VBR,VEA,VNQ,VTV |
| May, 2014 | 2.02% | 2.02% | $57,658 | $39,915 | BIL,QQQ,VBR,VEA,VNQ,VTV,VWO |
| Apr, 2014 | -0.10% | -0.13% | $56,515 | $39,123 | QQQ,VBK,VBR,VEA,VNQ,VTV |
| Mar, 2014 | -0.18% | -0.19% | $56,573 | $39,175 | QQQ,VBK,VBR,VEA,VNQ,VTV |
| Feb, 2014 | 4.48% | 4.52% | $56,674 | $39,249 | QQQ,VBK,VBR,VEA,VNQ,VTV |
| Jan, 2014 | -2.50% | -2.52% | $54,242 | $37,553 | QQQ,VBK,VBR,VCIT,VEA,VTV |
| Dec, 2013 | 2.05% | 1.18% | $55,630 | $38,523 | BIL,QQQ,VBK,VBR,VEA,VTV |
| Nov, 2013 | 2.05% | 2.07% | $54,510 | $38,073 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Oct, 2013 | 3.43% | 3.44% | $53,416 | $37,300 | QQQ,VBK,VBR,VEA,VTV,VWO |
| Sep, 2013 | 4.45% | 4.48% | $51,646 | $36,058 | IGOV,QQQ,VBK,VBR,VEA,VTV |
| Aug, 2013 | -2.05% | -2.07% | $49,448 | $34,512 | QQQ,SPMO,VBK,VBR,VEA,VTV |
| Jul, 2013 | 5.15% | 5.19% | $50,484 | $35,240 | QQQ,SPMO,VBK,VBR,VEA,VTV |
| Jun, 2013 | -1.38% | -1.39% | $48,013 | $33,502 | QQQ,SPMO,VBK,VBR,VEA,VTV |
| May, 2013 | 0.24% | 0.23% | $48,685 | $33,975 | QQQ,SPMO,VBK,VBR,VEA,VTV |
| Apr, 2013 | 2.05% | 2.08% | $48,569 | $33,896 | SPMO,VBK,VBR,VEA,VNQ,VTV |
| Mar, 2013 | 3.58% | 3.58% | $47,591 | $33,204 | SPMO,VBK,VBR,VEA,VNQ,VTV |
| Feb, 2013 | 0.28% | 0.27% | $45,946 | $32,057 | SPMO,VBK,VBR,VEA,VNQ,VTV |
| Jan, 2013 | 4.41% | 4.45% | $45,820 | $31,972 | SPMO,VBK,VBR,VEA,VTV,VWO |
| Dec, 2012 | 3.38% | 0.40% | $43,885 | $30,612 | VBK,VBR,VEA,VNQ,VTV,VWO |
| Nov, 2012 | 0.90% | 0.89% | $42,449 | $30,491 | SPMO,VBK,VBR,VEA,VTV,VWO |
| Oct, 2012 | -1.85% | -1.83% | $42,072 | $30,222 | SPMO,VBK,VBR,VCIT,VEA,VTV |
| Sep, 2012 | 1.60% | 1.59% | $42,867 | $30,785 | BIL,QQQ,SPMO,VBK,VBR,VNQ,VTV |
| Aug, 2012 | 1.54% | 1.51% | $42,193 | $30,303 | BIL,QQQ,SPMO,VBK,VBR,VNQ,VTV |
| Jul, 2012 | 1.44% | 1.44% | $41,553 | $29,852 | QQQ,SPMO,VCIT,VGIT,VNQ,VTV |
| Jun, 2012 | 2.26% | 2.26% | $40,964 | $29,427 | QQQ,SPMO,VCIT,VGIT,VNQ,VTV |
| May, 2012 | -3.59% | -3.57% | $40,059 | $28,776 | BIL,QQQ,SPMO,VCIT,VGIT,VNQ |
| Apr, 2012 | -0.28% | -0.26% | $41,550 | $29,841 | BIL,QQQ,SPMO,VCIT,VGIT,VNQ,VTV |
| Mar, 2012 | 3.44% | 3.44% | $41,668 | $29,920 | BIL,QQQ,SPMO,VBK,VBR,VNQ,VTV |
| Feb, 2012 | 0.66% | 0.62% | $40,281 | $28,926 | BIL,QQQ,SPMO,VBK,VBR,VNQ,VTV |
| Jan, 2012 | 2.98% | 3.03% | $40,018 | $28,748 | IAU,QQQ,VBR,VCIT,VGIT,VNQ |
| Dec, 2011 | -0.98% | -5.38% | $38,859 | $27,902 | BIL,SPMO,VCIT,VGIT,VNQ,VTV |
| Nov, 2011 | -1.03% | -1.04% | $39,242 | $29,488 | BIL,IAU,QQQ,VCIT,VGIT |
| Oct, 2011 | 1.10% | 1.06% | $39,650 | $29,798 | BIL,IAU,QQQ,VCIT,VGIT,VNQ |
| Sep, 2011 | -2.49% | -2.42% | $39,220 | $29,485 | BIL,IAU,IGOV,VCIT,VGIT |
| Aug, 2011 | -1.53% | -1.64% | $40,221 | $30,216 | BIL,IAU,IGOV,VCIT,VGIT |
| Jul, 2011 | -1.34% | -1.34% | $40,846 | $30,719 | IAU,IGOV,QQQ,VBK,VCIT,VNQ |
| Jun, 2011 | -2.04% | -2.03% | $41,402 | $31,136 | QQQ,SPMO,VBK,VBR,VEA,VNQ |
| May, 2011 | -2.23% | -2.23% | $42,263 | $31,780 | IAU,VBK,VEA,VNQ,VTV,VWO |
| Apr, 2011 | 4.48% | 4.37% | $43,227 | $32,505 | GSG,IAU,VBK,VBR,VEA,VNQ |
| Mar, 2011 | 0.45% | 0.45% | $41,372 | $31,143 | GSG,IAU,QQQ,VBK,VBR,VNQ |
| Feb, 2011 | 4.21% | 4.23% | $41,185 | $31,002 | QQQ,SPMO,VBK,VBR,VNQ,VTV |
| Jan, 2011 | 1.03% | 1.06% | $39,522 | $29,745 | GSG,QQQ,SPMO,VBK,VBR,VNQ |
| Dec, 2010 | 5.89% | 2.27% | $39,117 | $29,434 | QQQ,SPMO,VBK,VBR,VNQ,VWO |
| Nov, 2010 | 0.47% | 0.44% | $36,940 | $28,781 | IAU,QQQ,VBK,VBR,VNQ,VWO |
| Oct, 2010 | 4.34% | 4.37% | $36,766 | $28,655 | IAU,QQQ,VBK,VBR,VNQ,VWO |
| Sep, 2010 | 4.48% | 4.44% | $35,237 | $27,456 | IAU,QQQ,VBK,VBR,VNQ,VWO |
| Aug, 2010 | -1.74% | -1.81% | $33,726 | $26,289 | IAU,IGOV,VCIT,VGIT,VNQ,VWO |
| Jul, 2010 | 1.44% | 1.53% | $34,322 | $26,772 | BIL,IAU,VBK,VBR,VCIT,VNQ,VWO |
| Jun, 2010 | -3.87% | -3.98% | $33,836 | $26,369 | BIL,IAU,VCIT,VGIT,VGLT,VNQ |
| May, 2010 | -7.55% | -7.54% | $35,199 | $27,462 | IAU,QQQ,VBK,VBR,VGIT,VNQ |
| Apr, 2010 | 3.64% | 3.69% | $38,072 | $29,701 | QQQ,SPMO,VBK,VBR,VNQ,VWO |
| Mar, 2010 | 8.12% | 8.15% | $36,733 | $28,643 | QQQ,SPMO,VBK,VBR,VNQ,VWO |
| Feb, 2010 | 4.12% | 4.14% | $33,975 | $26,485 | QQQ,SPMO,VBK,VBR,VNQ,VWO |
| Jan, 2010 | -6.78% | -6.84% | $32,630 | $25,431 | QQQ,SPMO,VBK,VBR,VNQ,VWO |
| Dec, 2009 | 3.10% | -0.35% | $35,002 | $27,298 | QQQ,VBK,VBR,VEA,VNQ,VWO |
| Nov, 2009 | 6.86% | 6.86% | $33,950 | $27,394 | BIL,IAU,QQQ,VBK,VEA,VNQ,VWO |
| Oct, 2009 | -4.04% | -4.05% | $31,770 | $25,635 | BIL,GSG,IAU,QQQ,VEA,VNQ,VWO |
| Sep, 2009 | 6.62% | 6.62% | $33,109 | $26,716 | QQQ,VBK,VBR,VEA,VNQ,VWO |
| Aug, 2009 | 2.73% | 2.73% | $31,052 | $25,057 | QQQ,VBK,VBR,VEA,VNQ,VWO |
| Jul, 2009 | 8.51% | 8.51% | $30,227 | $24,390 | QQQ,SPMO,VBK,VBR,VEA,VWO |
| Jun, 2009 | -0.56% | -0.56% | $27,855 | $22,477 | BIL,IGOV,QQQ,VBK,VBR,VEA,VWO |
| May, 2009 | 5.71% | 5.72% | $28,011 | $22,604 | IAU,IGOV,QQQ,VBK,VEA,VWO |
| Apr, 2009 | -0.28% | -0.28% | $26,498 | $21,381 | BIL,IAU,IGOV,QQQ,VWO |
| Mar, 2009 | 0.77% | 0.78% | $26,572 | $21,440 | BIL,IAU,IGOV |
| Feb, 2009 | -0.10% | -0.10% | $26,370 | $21,276 | BIL,IAU,IGOV |
| Jan, 2009 | 0.34% | 0.34% | $26,395 | $21,296 | BIL,IAU,IGOV |
| Dec, 2008 | 3.32% | -1.00% | $26,305 | $21,224 | BIL,IAU,IGOV |
| Nov, 2008 | 3.64% | 3.64% | $25,459 | $21,438 | BIL,IGOV |
| Oct, 2008 | -7.60% | -7.60% | $24,565 | $20,685 | BIL |
| Sep, 2008 | -3.63% | -3.63% | $26,584 | $22,385 | BIL,VNQ |
| Aug, 2008 | -2.18% | -2.20% | $27,586 | $23,229 | BIL,IGOV,VBK,VBR,VNQ |
| Jul, 2008 | -3.16% | -3.19% | $28,200 | $23,752 | BIL,GSG,IAU,IGOV |
| Jun, 2008 | -2.01% | -1.98% | $29,120 | $24,535 | BIL,GSG,IAU,IGOV |
| May, 2008 | 0.92% | 0.92% | $29,716 | $25,032 | BIL,GSG,IAU,IGOV,QQQ,VBK,VWO |
| Apr, 2008 | -0.33% | -0.33% | $29,447 | $24,802 | BIL,GSG,IAU,IGOV,VEA,VWO |
| Mar, 2008 | -2.97% | -3.00% | $29,545 | $24,885 | BIL,GSG,IAU,IGOV |
| Feb, 2008 | 3.54% | 3.57% | $30,451 | $25,654 | BIL,GSG,IAU,IGOV,VWO |
| Jan, 2008 | -3.52% | -3.60% | $29,411 | $24,769 | BIL,GSG,IAU,IGOV |
| Dec, 2007 | 0.68% | -1.59% | $30,485 | $25,693 | GSG,IAU,IGOV,QQQ,VEA,VWO |
| Nov, 2007 | -5.06% | -5.07% | $30,279 | $26,109 | GSG,IAU,IGOV,QQQ,VEA,VWO |
| Oct, 2007 | 7.37% | 7.40% | $31,894 | $27,502 | GSG,IAU,QQQ,VBK,VEA,VWO |
| Sep, 2007 | 6.12% | 6.15% | $29,705 | $25,607 | GSG,IAU,QQQ,VBK,VEA,VWO |
| Aug, 2007 | 0.61% | 0.60% | $27,993 | $24,123 | QQQ,SPMO,VBK,VEA,VTV,VWO |
| Jul, 2007 | -0.85% | -0.81% | $27,822 | $23,979 | IGOV,QQQ,SPMO,VBK,VEA,VWO |
| Jun, 2007 | 0.61% | 0.64% | $28,061 | $24,176 | QQQ,SPMO,VBK,VEA,VTV,VWO |
| May, 2007 | 4.16% | 4.16% | $27,890 | $24,023 | QQQ,SPMO,VBK,VEA,VTV,VWO |
| Apr, 2007 | 3.09% | 3.10% | $26,775 | $23,064 | QQQ,SPMO,VBK,VEA,VTV,VWO |
| Mar, 2007 | 1.29% | 1.32% | $25,972 | $22,370 | IAU,VBK,VEA,VNQ,VTV,VWO |
| Feb, 2007 | -1.36% | -1.37% | $25,641 | $22,079 | IAU,VBR,VEA,VNQ,VTV,VWO |
| Jan, 2007 | 2.04% | 2.03% | $25,994 | $22,385 | SPMO,VBR,VEA,VNQ,VTV,VWO |
| Dec, 2006 | 1.37% | -0.67% | $25,474 | $21,939 | SPMO,VBR,VEA,VNQ,VTV,VWO |
| Nov, 2006 | 4.05% | 4.06% | $25,128 | $22,088 | IAU,VBR,VEA,VNQ,VTV,VWO |
| Oct, 2006 | 3.86% | 3.88% | $24,149 | $21,226 | SPMO,VBR,VEA,VNQ,VTV,VWO |
| Sep, 2006 | 0.55% | 0.60% | $23,251 | $20,433 | IAU,SPMO,VEA,VNQ,VTV,VWO |
| Aug, 2006 | 1.14% | 1.15% | $23,123 | $20,312 | IAU,SPMO,VEA,VNQ,VTV,VWO |
| Jul, 2006 | 1.72% | 1.69% | $22,862 | $20,081 | GSG,IAU,VEA,VNQ,VTV,VWO |
| Jun, 2006 | -0.14% | -0.12% | $22,476 | $19,748 | IAU,VBR,VEA,VNQ,VTV,VWO |
| May, 2006 | -5.28% | -5.34% | $22,508 | $19,771 | IAU,VBK,VEA,VNQ,VTV,VWO |
| Apr, 2006 | 3.58% | 3.53% | $23,763 | $20,886 | IAU,VBK,VBR,VEA,VNQ,VWO |
| Mar, 2006 | 3.35% | 3.34% | $22,942 | $20,173 | IAU,VBK,VBR,VEA,VNQ,VWO |
| Feb, 2006 | -0.38% | -0.38% | $22,198 | $19,521 | IAU,VBK,VBR,VEA,VNQ,VWO |
| Jan, 2006 | 7.22% | 7.25% | $22,283 | $19,596 | IAU,VBK,VBR,VEA,VNQ,VWO |
| Dec, 2005 | 2.91% | -0.47% | $20,783 | $18,272 | BIL,IAU,SPMO,VBK,VEA,VTV,VWO |
| Nov, 2005 | 4.92% | 4.91% | $20,196 | $18,358 | IAU,VBK,VBR,VEA,VTV,VWO |
| Oct, 2005 | -4.36% | -4.39% | $19,250 | $17,498 | IAU,VBK,VBR,VEA,VTV,VWO |
| Sep, 2005 | 4.10% | 4.07% | $20,126 | $18,301 | GSG,IAU,VBK,VBR,VEA,VWO |
| Aug, 2005 | -0.12% | -0.12% | $19,333 | $17,586 | GSG,IAU,VBK,VBR,VEA,VWO |
| Jul, 2005 | 3.95% | 4.03% | $19,357 | $17,607 | SPMO,VBK,VBR,VEA,VTV,VWO |
| Jun, 2005 | 2.26% | 2.28% | $18,622 | $16,926 | GSG,IAU,VBK,VBR,VTV,VWO |
| May, 2005 | 1.36% | 1.37% | $18,211 | $16,548 | IGOV,VBK,VBR,VEA,VTV,VWO |
| Apr, 2005 | -2.25% | -2.22% | $17,966 | $16,325 | IAU,IGOV,VBR,VEA,VTV,VWO |
| Mar, 2005 | -3.05% | -3.09% | $18,380 | $16,695 | GSG,IAU,VBR,VEA,VTV,VWO |
| Feb, 2005 | 4.13% | 4.19% | $18,959 | $17,227 | IAU,VBK,VBR,VEA,VTV,VWO |
| Jan, 2005 | -2.41% | -2.44% | $18,207 | $16,535 | IAU,VBK,VBR,VEA,VTV,VWO |
| Dec, 2004 | 2.93% | -0.77% | $18,656 | $16,948 | IAU,VBK,VBR,VEA,VTV,VWO |
| Nov, 2004 | 6.54% | 6.58% | $18,126 | $17,080 | IAU,VBK,VBR,VEA,VTV,VWO |
| Oct, 2004 | 2.22% | 2.22% | $17,013 | $16,026 | BIL,GSG,IAU,VBR,VEA,VTV,VWO |
| Sep, 2004 | 3.26% | 3.27% | $16,644 | $15,678 | BIL,GSG,IAU,VBR,VEA,VTV,VWO |
| Aug, 2004 | 1.34% | 1.33% | $16,118 | $15,181 | BIL,GSG,VBR,VEA,VTV,VWO |
| Jul, 2004 | -3.28% | -3.30% | $15,905 | $14,981 | BIL,GSG,VBR,VEA,VTV |
| Jun, 2004 | 1.40% | 1.44% | $16,444 | $15,492 | BIL,SPMO,VBK,VBR,VEA,VTV |
| May, 2004 | 1.23% | 1.22% | $16,217 | $15,272 | GSG,VBK,VBR,VEA,VTV,VWO |
| Apr, 2004 | -7.20% | -7.20% | $16,019 | $15,087 | GSG,VBK,VBR,VEA,VTV,VWO |
| Mar, 2004 | 0.62% | 0.62% | $17,262 | $16,258 | GSG,IAU,VBK,VBR,VEA,VWO |
| Feb, 2004 | 2.32% | 2.33% | $17,155 | $16,157 | IAU,VBK,VBR,VEA,VTV,VWO |
| Jan, 2004 | 1.32% | 1.33% | $16,767 | $15,789 | IAU,VBK,VBR,VEA,VTV,VWO |
| Dec, 2003 | 4.01% | 1.84% | $16,548 | $15,582 | IAU,VBK,VBR,VEA,VTV,VWO |
| Nov, 2003 | 3.54% | 3.54% | $15,910 | $15,301 | GSG,IAU,VBK,VBR,VEA,VWO |
| Oct, 2003 | 7.75% | 7.75% | $15,365 | $14,777 | GSG,IAU,VBK,VBR,VEA,VWO |
| Sep, 2003 | 0.74% | 0.74% | $14,260 | $13,715 | BIL,IAU,VBK,VBR,VEA,VTV,VWO |
| Aug, 2003 | 5.26% | 5.26% | $14,155 | $13,613 | BIL,IAU,VBK,VBR,VEA,VTV,VWO |
| Jul, 2003 | 3.71% | 3.71% | $13,447 | $12,933 | BIL,IAU,VBK,VBR,VEA,VTV,VWO |
| Jun, 2003 | 2.08% | 2.08% | $12,966 | $12,470 | BIL,IAU,SPMO,VBK,VEA,VTV,VWO |
| May, 2003 | 5.93% | 5.93% | $12,702 | $12,216 | IAU,IGOV,SPMO,VBK,VTV,VWO |
| Apr, 2003 | 0.87% | 0.87% | $11,991 | $11,532 | IGOV,SPMO,VBK,VEA,VTV,VWO |
| Mar, 2003 | -1.11% | -1.11% | $11,888 | $11,433 | BIL,IGOV |
| Feb, 2003 | 0.24% | 0.24% | $12,021 | $11,561 | BIL,IAU,IGOV |
| Jan, 2003 | 0.59% | 0.60% | $11,992 | $11,533 | BIL,IAU,IGOV |
| Dec, 2002 | 2.07% | 0.92% | $11,921 | $11,465 | BIL,IAU,IGOV |
| Nov, 2002 | 0.02% | 0.02% | $11,679 | $11,360 | BIL,IGOV |
| Oct, 2002 | -0.61% | -0.61% | $11,676 | $11,358 | BIL,IGOV |
| Sep, 2002 | 0.89% | 0.89% | $11,748 | $11,428 | BIL,IGOV |
| Aug, 2002 | 1.66% | 1.66% | $11,645 | $11,327 | BIL,IAU,IGOV |
| Jul, 2002 | -8.93% | -8.93% | $11,454 | $11,142 | BIL,IGOV |
| Jun, 2002 | -6.53% | -6.53% | $12,578 | $12,235 | BIL,IAU,IGOV,VBR,VEA,VWO |
| May, 2002 | 1.96% | 1.96% | $13,456 | $13,090 | IAU,IGOV,VBK,VBR,VEA,VWO |
| Apr, 2002 | 0.37% | 0.39% | $13,197 | $12,839 | IAU,IGOV,VBK,VBR,VEA,VWO |
| Mar, 2002 | 4.31% | 4.33% | $13,149 | $12,789 | IAU,SPMO,VBK,VBR,VTV,VWO |
| Feb, 2002 | 1.74% | 1.74% | $12,606 | $12,259 | BIL,IAU,IGOV,VBK,VBR,VWO |
| Jan, 2002 | 2.43% | 2.44% | $12,391 | $12,049 | BIL,IAU,IGOV,VBK,VBR,VWO |
| Dec, 2001 | 2.91% | 1.73% | $12,096 | $11,762 | BIL,IAU,IGOV,VBK,VBR,VWO |
| Nov, 2001 | -1.07% | -1.07% | $11,754 | $11,562 | BIL,IAU,IGOV,VBK,VBR |
| Oct, 2001 | 1.51% | 1.51% | $11,881 | $11,687 | BIL,IAU,IGOV |
| Sep, 2001 | -1.31% | -1.31% | $11,704 | $11,512 | BIL,IAU,IGOV |
| Aug, 2001 | 0.44% | 0.43% | $11,859 | $11,665 | BIL,IAU,IGOV,VBR |
| Jul, 2001 | -0.72% | -0.72% | $11,808 | $11,614 | BIL,IAU,IGOV,VBK,VBR |
| Jun, 2001 | 0.09% | 0.09% | $11,894 | $11,699 | BIL,IAU,IGOV,VBK,VBR |
| May, 2001 | 2.16% | 2.16% | $11,883 | $11,689 | BIL,IAU,IGOV,VBR,VTV |
| Apr, 2001 | 0.63% | 0.63% | $11,633 | $11,442 | BIL,IAU,IGOV,VBR,VTV |
| Mar, 2001 | -3.53% | -3.55% | $11,560 | $11,370 | BIL,IGOV,VBR |
| Feb, 2001 | -0.78% | -0.78% | $11,983 | $11,789 | BIL,IAU,IGOV,VBR,VTV |
| Jan, 2001 | 2.77% | 2.78% | $12,077 | $11,881 | BIL,IAU,IGOV,VBR,VTV |
| Dec, 2000 | 5.65% | 3.93% | $11,751 | $11,560 | BIL,IAU,IGOV,VBR,VTV |
| Nov, 2000 | -3.57% | -3.57% | $11,123 | $11,123 | BIL,IAU,IGOV,VBR,VTV |
| Oct, 2000 | 0.84% | 0.84% | $11,534 | $11,534 | BIL,IGOV,VBK,VBR,VTV |
| Sep, 2000 | -2.76% | -2.76% | $11,437 | $11,437 | BIL,IGOV,VBK,VBR,VTV |
| Aug, 2000 | 4.01% | 4.01% | $11,761 | $11,761 | BIL,IAU,IGOV,SPMO,VBK,VBR,VTV |
| Jul, 2000 | -1.45% | -1.45% | $11,308 | $11,308 | BIL,IGOV,SPMO,VBR,VTV |
| Jun, 2000 | 2.01% | 2.01% | $11,475 | $11,475 | BIL,IGOV,SPMO,VBK,VBR,VEA |
| May, 2000 | -2.71% | -2.71% | $11,248 | $11,248 | BIL,IGOV,SPMO,VBK,VBR,VTV |
| Apr, 2000 | -3.66% | -3.66% | $11,561 | $11,561 | BIL,SPMO,VBK,VBR,VEA,VTV,VWO |
| Mar, 2000 | 0.96% | 0.96% | $12,001 | $12,001 | BIL,SPMO,VBK,VBR,VEA,VTV,VWO |
| Feb, 2000 | 3.04% | 3.04% | $11,887 | $11,887 | IGOV,SPMO,VBK,VBR,VEA,VWO |
| Jan, 2000 | -5.04% | -5.04% | $11,537 | $11,537 | BIL,IAU,SPMO,VBK,VEA,VWO |
| Dec, 1999 | 8.83% | 8.83% | $12,150 | $12,150 | IAU,SPMO,VBK,VEA,VTV,VWO |
| Nov, 1999 | 3.56% | 3.56% | $11,164 | $11,164 | IAU,SPMO,VBK,VEA,VTV,VWO |
| Oct, 1999 | -0.66% | -0.66% | $10,780 | $10,780 | IAU,SPMO,VBK,VEA,VTV,VWO |
| Sep, 1999 | 2.79% | 2.79% | $10,852 | $10,852 | BIL,IAU,VBK,VBR,VEA,VWO |
| Aug, 1999 | -1.35% | -1.35% | $10,557 | $10,557 | IAU,SPMO,VBK,VEA,VTV,VWO |
| Jul, 1999 | -1.70% | -1.70% | $10,701 | $10,701 | IAU,SPMO,VBR,VEA,VTV,VWO |
| Jun, 1999 | 5.59% | 5.59% | $10,886 | $10,886 | IAU,SPMO,VBR,VEA,VTV,VWO |
| May, 1999 | -4.38% | -4.38% | $10,310 | $10,310 | SPMO,VBK,VBR,VEA,VTV,VWO |
| Apr, 1999 | 5.79% | 5.79% | $10,782 | $10,782 | IAU,IGOV,SPMO,VEA,VTV,VWO |
| Mar, 1999 | 4.14% | 4.14% | $10,192 | $10,192 | BIL,IGOV,SPMO,VEA,VTV,VWO |
| Feb, 1999 | -2.13% | -2.13% | $9,787 | $9,787 | BIL,IGOV,SPMO,VEA,VTV,VWO |
| Jan, 1999 | - | - | $10,000 | $10,000 | BIL,IGOV,SPMO,VEA,VTV |
📝 Methodology: All returns calculated with lot-level FIFO accounting.
- Short-term capital gains (≤ 1 year): 40.8% tax rate
- Long-term capital gains (> 1 year): 23.8% tax rate
- Tax loss carryover across years
- Year-end tax payments with position liquidation if needed
- Annual returns show within-year performance (Jan-Dec)