dual_momentum
voo_veu_long_proxy
Strategy Description
Dual Momentum on VOO (US large cap) and VEU (international ex-US) with AGG as the defensive sleeve. 12-month ROC, T-bill hurdle. Long-history proxies splice VFINX→VOO, VWIGX→VGTSX→VEU, VBMFX→AGG to extend the series back to 1986. Pre-tax and taxable runs from tiingo_stocks_codex; taxable uses lot-level accounting with carryover loss tracking.
Universe: VOO,VEU,AGG
Rebalance Frequency: monthly | Period: December 31, 1986 to May 1, 2026
Current Signal
As of June 18, 2026
| Asset | Ticker | 12-Month ROC | Price |
|---|---|---|---|
| US Equity (S&P 500) | VOO | 26.79% | $688.11 |
| International Equity | VEU | 33.67% | $84.92 |
| US Aggregate Bonds (safe asset) | AGG | 4.84% | $98.90 |
Portfolio Value Over Time
After-tax performance
Performance Summary
39.3 years of data
| Metric | Value |
|---|---|
| Period | December 31, 1986 to May 1, 2026 (39.3 years) |
| After-Tax CAGR | 8.60% |
| Pre-Tax CAGR | 11.09% |
| Tax Drag | 2.49% |
| Final Value (After-Tax) | $256,495 (from $10,000) |
| Final Value (Pre-Tax) | $626,603 |
| Total Taxes Paid | $97,375 |
| Effective Tax Rate | 15.8% on gains |
| Total Transactions | 177 (5 per year) |
| Maximum Drawdown | -34.78% |
Drawdown Analysis
Top 5 drawdowns
| Rank | Drawdown | Peak Date | Trough Date | Recovery Date | Duration |
|---|---|---|---|---|---|
| 1 | -34.78% | Aug, 1987 | Jan, 1988 | Apr, 1991 | 44 mo |
| 2 | -33.80% | Oct, 2007 | Jun, 2010 | Oct, 2013 | 72 mo |
| 3 | -26.30% | Jun, 1999 | Nov, 2000 | Dec, 2003 | 54 mo |
| 4 | -24.88% | Oct, 2021 | Oct, 2023 | Aug, 2024 | 34 mo |
| 5 | -19.58% | Dec, 2019 | Mar, 2020 | Dec, 2020 | 12 mo |
Rolling Period Analysis
Best and worst CAGR for rolling periods
| Period | Best CAGR | Best Period | Worst CAGR | Worst Period |
|---|---|---|---|---|
| 1-Year | 51.86% | 1996-07-31 to 1997-07-31 | -31.37% | 1987-08-31 to 1988-08-31 |
| 3-Year | 32.07% | 1995-03-31 to 1998-03-31 | -9.66% | 2007-06-29 to 2010-06-30 |
| 5-Year | 24.59% | 1994-06-30 to 1999-06-30 | -2.93% | 2007-10-31 to 2012-10-31 |
| 10-Year | 18.03% | 1988-12-30 to 1998-12-31 | 2.46% | 2013-10-31 to 2023-10-31 |
Annual Returns
41 years
| Year | Pre-Tax Return | After-Tax Return | Tax Drag | Pre-Tax Value | After-Tax Value |
|---|---|---|---|---|---|
| 2026 | 10.18% | 10.06% | 0.12% | $626,603 | $256,495 |
| 2025 | 15.37% | 4.64% | 10.73% | $568,728 | $233,060 |
| 2024 | 24.98% | 24.98% | -0.00% | $492,959 | $222,721 |
| 2023 | 8.44% | 8.44% | -0.00% | $394,444 | $178,212 |
| 2022 | -16.42% | -16.42% | 0.00% | $363,742 | $164,340 |
| 2021 | 25.32% | 13.28% | 12.04% | $435,216 | $196,633 |
| 2020 | 2.55% | 2.55% | 0.00% | $347,291 | $173,582 |
| 2019 | 18.82% | 18.50% | 0.33% | $338,666 | $169,271 |
| 2018 | -7.93% | -9.08% | 1.15% | $285,015 | $142,846 |
| 2017 | 20.93% | 16.02% | 4.92% | $309,578 | $157,113 |
| 2016 | 5.20% | 5.20% | 0.00% | $255,990 | $135,423 |
| 2015 | -6.52% | -12.43% | 5.91% | $243,328 | $128,725 |
| 2014 | 13.55% | 13.48% | 0.06% | $260,290 | $146,996 |
| 2013 | 28.94% | 27.95% | 0.99% | $229,231 | $129,530 |
| 2012 | 11.36% | 7.44% | 3.92% | $177,780 | $101,234 |
| 2011 | 0.10% | -3.28% | 3.38% | $159,644 | $94,222 |
| 2010 | 3.82% | 3.82% | 0.00% | $159,484 | $97,421 |
| 2009 | 6.43% | 3.80% | 2.63% | $153,622 | $93,841 |
| 2008 | -8.52% | -18.96% | 10.44% | $144,342 | $90,406 |
| 2007 | 15.15% | 15.15% | 0.00% | $157,787 | $111,557 |
| 2006 | 26.64% | 26.64% | 0.00% | $137,025 | $96,878 |
| 2005 | 15.57% | 15.57% | 0.01% | $108,203 | $76,501 |
| 2004 | 20.84% | 20.74% | 0.09% | $93,624 | $66,196 |
| 2003 | 18.75% | 16.95% | 1.80% | $77,480 | $54,824 |
| 2002 | 8.21% | 8.21% | 0.00% | $65,246 | $46,879 |
| 2001 | 8.44% | 8.44% | 0.00% | $60,293 | $43,320 |
| 2000 | -18.27% | -18.27% | 0.00% | $55,601 | $39,949 |
| 1999 | 21.91% | 3.10% | 18.81% | $68,028 | $48,878 |
| 1998 | 28.62% | 28.62% | 0.00% | $55,802 | $47,407 |
| 1997 | 33.21% | 33.20% | 0.01% | $43,386 | $36,859 |
| 1996 | 22.86% | 22.74% | 0.12% | $32,569 | $27,672 |
| 1995 | 34.34% | 32.64% | 1.69% | $26,509 | $22,544 |
| 1994 | 0.76% | -3.99% | 4.74% | $19,734 | $16,996 |
| 1993 | 23.76% | 16.86% | 6.90% | $19,586 | $17,702 |
| 1992 | 8.21% | 8.03% | 0.19% | $15,825 | $15,148 |
| 1991 | 26.16% | 23.33% | 2.83% | $14,624 | $14,023 |
| 1990 | -2.32% | -4.18% | 1.87% | $11,592 | $11,370 |
| 1989 | 31.37% | 31.37% | 0.00% | $11,867 | $11,867 |
| 1988 | 7.09% | 7.09% | 0.00% | $9,033 | $9,033 |
| 1987 | -15.65% | -15.65% | 0.00% | $8,435 | $8,435 |
| 1986 | 0.00% | 0.00% | 0.00% | $10,000 | $10,000 |
Monthly Returns
Last 120 months | 473 total
| Date | Pre-Tax Return | After-Tax Return | Pre-Tax Value | After-Tax Value | Holdings |
|---|---|---|---|---|---|
| Apr, 2026 | 7.75% | 7.63% | $626,603 | $256,495 | VEU |
| Mar, 2026 | -8.07% | -8.07% | $581,536 | $238,309 | VEU |
| Feb, 2026 | 5.26% | 5.26% | $632,590 | $259,230 | VEU |
| Jan, 2026 | 5.67% | 5.67% | $600,968 | $246,272 | VEU |
| Dec, 2025 | 2.55% | -6.99% | $568,728 | $233,060 | VEU |
| Nov, 2025 | 0.43% | 0.43% | $554,592 | $250,567 | VEU |
| Oct, 2025 | 2.39% | 2.39% | $552,236 | $249,503 | VEU |
| Sep, 2025 | 3.55% | 3.55% | $539,325 | $243,669 | VOO |
| Aug, 2025 | 2.08% | 2.08% | $520,842 | $235,319 | VOO |
| Jul, 2025 | -0.92% | -0.92% | $510,251 | $230,534 | VOO |
| Jun, 2025 | 5.17% | 5.17% | $515,001 | $232,680 | VEU |
| May, 2025 | 4.64% | 4.64% | $489,679 | $221,239 | VOO |
| Apr, 2025 | -0.81% | -0.81% | $467,984 | $211,437 | VEU |
| Mar, 2025 | -5.61% | -5.61% | $471,812 | $213,167 | VOO |
| Feb, 2025 | -1.27% | -1.27% | $499,839 | $225,829 | VOO |
| Jan, 2025 | 2.69% | 2.69% | $506,243 | $228,723 | VOO |
| Dec, 2024 | -2.34% | -2.34% | $492,959 | $222,721 | VOO |
| Nov, 2024 | 5.89% | 5.89% | $504,749 | $228,048 | VOO |
| Oct, 2024 | -0.95% | -0.95% | $476,678 | $215,365 | VOO |
| Sep, 2024 | 2.18% | 2.18% | $481,238 | $217,425 | VOO |
| Aug, 2024 | 2.39% | 2.39% | $470,986 | $212,794 | VOO |
| Jul, 2024 | 1.16% | 1.16% | $459,976 | $207,819 | VOO |
| Jun, 2024 | 3.57% | 3.57% | $454,703 | $205,437 | VOO |
| May, 2024 | 5.03% | 5.03% | $439,036 | $198,358 | VOO |
| Apr, 2024 | -4.01% | -4.01% | $418,027 | $188,867 | VOO |
| Mar, 2024 | 3.28% | 3.28% | $435,485 | $196,754 | VOO |
| Feb, 2024 | 5.21% | 5.21% | $421,652 | $190,504 | VOO |
| Jan, 2024 | 1.61% | 1.61% | $400,783 | $181,076 | VOO |
| Dec, 2023 | 4.58% | 4.58% | $394,444 | $178,212 | VOO |
| Nov, 2023 | 8.23% | 8.23% | $377,152 | $170,399 | VOO |
| Oct, 2023 | -3.20% | -3.20% | $348,487 | $157,448 | VEU |
| Sep, 2023 | -4.75% | -4.75% | $360,008 | $162,653 | VEU |
| Aug, 2023 | -1.63% | -1.63% | $377,946 | $170,758 | VOO |
| Jul, 2023 | 3.29% | 3.29% | $384,203 | $173,584 | VOO |
| Jun, 2023 | -0.37% | -0.37% | $371,964 | $168,055 | VOO |
| May, 2023 | -1.14% | -1.14% | $373,343 | $168,678 | AGG |
| Apr, 2023 | 0.57% | 0.57% | $377,654 | $170,626 | AGG |
| Mar, 2023 | 2.64% | 2.64% | $375,498 | $169,652 | AGG |
| Feb, 2023 | -2.67% | -2.67% | $365,831 | $165,284 | AGG |
| Jan, 2023 | 3.33% | 3.33% | $375,855 | $169,813 | AGG |
| Dec, 2022 | -0.87% | -0.87% | $363,742 | $164,340 | AGG |
| Nov, 2022 | 3.81% | 3.81% | $366,944 | $165,787 | AGG |
| Oct, 2022 | -1.28% | -1.28% | $353,483 | $159,705 | AGG |
| Sep, 2022 | -4.14% | -4.14% | $358,068 | $161,777 | AGG |
| Aug, 2022 | -3.04% | -3.04% | $373,547 | $168,770 | AGG |
| Jul, 2022 | 2.54% | 2.54% | $385,269 | $174,066 | AGG |
| Jun, 2022 | -1.55% | -1.55% | $375,740 | $169,761 | AGG |
| May, 2022 | 0.76% | 0.76% | $381,664 | $172,437 | AGG |
| Apr, 2022 | -8.78% | -8.78% | $378,778 | $171,134 | AGG |
| Mar, 2022 | 3.78% | 3.78% | $415,255 | $187,614 | VOO |
| Feb, 2022 | -2.98% | -2.98% | $400,115 | $180,774 | VOO |
| Jan, 2022 | -5.24% | -5.24% | $412,407 | $186,327 | VOO |
| Dec, 2021 | 4.55% | -5.49% | $435,216 | $196,633 | VOO |
| Nov, 2021 | -0.73% | -0.73% | $416,261 | $208,055 | VOO |
| Oct, 2021 | 7.04% | 7.04% | $419,341 | $209,594 | VOO |
| Sep, 2021 | -4.66% | -4.66% | $391,766 | $195,812 | VOO |
| Aug, 2021 | 2.95% | 2.95% | $410,932 | $205,391 | VOO |
| Jul, 2021 | 2.45% | 2.45% | $399,150 | $199,503 | VOO |
| Jun, 2021 | -0.49% | -0.49% | $389,616 | $194,737 | VOO |
| May, 2021 | 0.67% | 0.67% | $391,528 | $195,693 | VEU |
| Apr, 2021 | 5.29% | 5.29% | $388,933 | $194,396 | VOO |
| Mar, 2021 | 4.57% | 4.57% | $369,393 | $184,630 | VOO |
| Feb, 2021 | 2.77% | 2.77% | $353,252 | $176,562 | VOO |
| Jan, 2021 | -1.02% | -1.02% | $343,744 | $171,809 | VOO |
| Dec, 2020 | 3.75% | 3.75% | $347,291 | $173,582 | VOO |
| Nov, 2020 | 10.95% | 10.95% | $334,753 | $167,316 | VOO |
| Oct, 2020 | -2.55% | -2.55% | $301,725 | $150,808 | VOO |
| Sep, 2020 | -3.75% | -3.75% | $309,604 | $154,746 | VOO |
| Aug, 2020 | 6.97% | 6.97% | $321,681 | $160,782 | VOO |
| Jul, 2020 | 5.88% | 5.88% | $300,718 | $150,304 | VOO |
| Jun, 2020 | 1.83% | 1.83% | $284,013 | $141,955 | VOO |
| May, 2020 | 0.67% | 0.67% | $278,897 | $139,398 | VOO |
| Apr, 2020 | 1.72% | 1.72% | $277,033 | $138,466 | AGG |
| Mar, 2020 | -12.46% | -12.46% | $272,349 | $136,125 | AGG |
| Feb, 2020 | -8.10% | -8.10% | $311,119 | $155,503 | VOO |
| Jan, 2020 | -0.04% | -0.04% | $338,540 | $169,209 | VOO |
| Dec, 2019 | 2.97% | 2.69% | $338,666 | $169,271 | VOO |
| Nov, 2019 | 3.63% | 3.63% | $328,887 | $164,835 | VOO |
| Oct, 2019 | 2.18% | 2.18% | $317,380 | $159,067 | VOO |
| Sep, 2019 | 1.97% | 1.97% | $310,600 | $155,670 | VOO |
| Aug, 2019 | -1.64% | -1.64% | $304,589 | $152,657 | VOO |
| Jul, 2019 | 1.46% | 1.46% | $309,670 | $155,203 | VOO |
| Jun, 2019 | 6.99% | 6.99% | $305,213 | $152,970 | VOO |
| May, 2019 | -6.35% | -6.35% | $285,275 | $142,977 | VOO |
| Apr, 2019 | 4.03% | 4.03% | $304,611 | $152,668 | VOO |
| Mar, 2019 | 1.92% | 1.92% | $292,799 | $146,748 | VOO |
| Feb, 2019 | -0.11% | -0.11% | $287,286 | $143,985 | VOO |
| Jan, 2019 | 0.91% | 0.91% | $287,611 | $144,147 | AGG |
| Dec, 2018 | -8.84% | -9.97% | $285,015 | $142,846 | AGG |
| Nov, 2018 | 1.89% | 1.89% | $312,643 | $158,668 | VOO |
| Oct, 2018 | -6.84% | -6.84% | $306,858 | $155,733 | VOO |
| Sep, 2018 | 0.58% | 0.58% | $329,380 | $167,163 | VOO |
| Aug, 2018 | 3.22% | 3.22% | $327,489 | $166,203 | VOO |
| Jul, 2018 | 3.56% | 3.56% | $317,274 | $161,018 | VOO |
| Jun, 2018 | 0.76% | 0.76% | $306,358 | $155,479 | VOO |
| May, 2018 | -1.99% | -1.99% | $304,060 | $154,313 | VOO |
| Apr, 2018 | 0.57% | 0.57% | $310,245 | $157,451 | VEU |
| Mar, 2018 | -0.44% | -0.44% | $308,486 | $156,559 | VEU |
| Feb, 2018 | -5.31% | -5.31% | $309,861 | $157,257 | VEU |
| Jan, 2018 | 5.70% | 5.70% | $327,229 | $166,071 | VEU |
| Dec, 2017 | 2.05% | -2.10% | $309,578 | $157,113 | VEU |
| Nov, 2017 | 0.63% | 0.63% | $303,367 | $160,487 | VEU |
| Oct, 2017 | 1.95% | 1.95% | $301,460 | $159,478 | VEU |
| Sep, 2017 | 1.84% | 1.84% | $295,682 | $156,421 | VEU |
| Aug, 2017 | 0.64% | 0.64% | $290,343 | $153,596 | VEU |
| Jul, 2017 | 3.38% | 3.38% | $288,502 | $152,623 | VEU |
| Jun, 2017 | 0.51% | 0.51% | $279,075 | $147,636 | VEU |
| May, 2017 | 1.40% | 1.40% | $277,672 | $146,893 | VEU |
| Apr, 2017 | 1.04% | 1.04% | $273,826 | $144,859 | VOO |
| Mar, 2017 | 0.13% | 0.13% | $271,008 | $143,368 | VOO |
| Feb, 2017 | 3.88% | 3.88% | $270,653 | $143,180 | VOO |
| Jan, 2017 | 1.78% | 1.78% | $260,554 | $137,838 | VOO |
| Dec, 2016 | 2.07% | 2.07% | $255,990 | $135,423 | VOO |
| Nov, 2016 | 3.73% | 3.73% | $250,792 | $132,673 | VOO |
| Oct, 2016 | -1.79% | -1.79% | $241,784 | $127,908 | VOO |
| Sep, 2016 | 0.04% | 0.04% | $246,195 | $130,241 | VOO |
| Aug, 2016 | 0.12% | 0.12% | $246,108 | $130,195 | VOO |
| Jul, 2016 | 3.68% | 3.68% | $245,812 | $130,039 | VOO |
| Jun, 2016 | 0.32% | 0.32% | $237,078 | $125,419 | VOO |
| May, 2016 | 0.01% | 0.01% | $236,320 | $125,018 | VOO |
| Apr, 2016 | 0.35% | 0.35% | $236,287 | $125,000 | AGG |
| Mar, 2016 | 0.87% | 0.87% | $235,463 | $124,564 | VOO |
| Feb, 2016 | 0.89% | 0.89% | $233,432 | $123,490 | AGG |
| Jan, 2016 | -4.91% | -4.91% | $231,378 | $122,403 | AGG |
| Dec, 2015 | -1.74% | -7.96% | $243,328 | $128,725 | VOO |
| Nov, 2015 | 0.43% | 0.43% | $247,645 | $139,855 | VOO |
| Oct, 2015 | 0.07% | 0.07% | $246,597 | $139,263 | VOO |
| Sep, 2015 | -2.47% | -2.47% | $246,428 | $139,168 | AGG |
| Aug, 2015 | -6.14% | -6.14% | $252,665 | $142,690 | VOO |
| Jul, 2015 | 2.18% | 2.18% | $269,183 | $152,018 | VOO |
| Jun, 2015 | -1.95% | -1.95% | $263,449 | $148,780 | VOO |
| May, 2015 | 1.25% | 1.25% | $268,689 | $151,739 | VOO |
| Apr, 2015 | 1.00% | 1.00% | $265,370 | $149,865 | VOO |
| Mar, 2015 | -1.57% | -1.57% | $262,731 | $148,375 | VOO |
| Feb, 2015 | 5.58% | 5.58% | $266,922 | $150,741 | VOO |
| Jan, 2015 | -2.87% | -2.87% | $252,816 | $142,775 | VOO |
| Dec, 2014 | -0.32% | -0.38% | $260,290 | $146,996 | VOO |
| Nov, 2014 | 2.76% | 2.76% | $261,121 | $147,550 | VOO |
| Oct, 2014 | 2.40% | 2.40% | $254,113 | $143,590 | VOO |
| Sep, 2014 | -1.38% | -1.38% | $248,150 | $140,220 | VOO |
| Aug, 2014 | 3.97% | 3.97% | $251,614 | $142,178 | VOO |
| Jul, 2014 | -1.38% | -1.38% | $242,000 | $136,745 | VOO |
| Jun, 2014 | 2.09% | 2.09% | $245,378 | $138,654 | VOO |
| May, 2014 | 2.29% | 2.29% | $240,357 | $135,817 | VOO |
| Apr, 2014 | 0.72% | 0.72% | $234,965 | $132,770 | VOO |
| Mar, 2014 | 0.88% | 0.88% | $233,277 | $131,816 | VOO |
| Feb, 2014 | 4.57% | 4.57% | $231,237 | $130,663 | VOO |
| Jan, 2014 | -3.53% | -3.53% | $221,141 | $124,958 | VOO |
| Dec, 2013 | 2.64% | 1.85% | $229,231 | $129,530 | VOO |
| Nov, 2013 | 3.00% | 3.00% | $223,338 | $127,176 | VOO |
| Oct, 2013 | 4.47% | 4.47% | $216,842 | $123,477 | VOO |
| Sep, 2013 | 3.39% | 3.39% | $207,568 | $118,197 | VOO |
| Aug, 2013 | -3.08% | -3.08% | $200,759 | $114,319 | VOO |
| Jul, 2013 | 5.30% | 5.30% | $207,143 | $117,954 | VOO |
| Jun, 2013 | -1.50% | -1.50% | $196,709 | $112,013 | VOO |
| May, 2013 | 2.32% | 2.32% | $199,708 | $113,720 | VOO |
| Apr, 2013 | 2.09% | 2.09% | $195,171 | $111,137 | VOO |
| Mar, 2013 | 3.61% | 3.61% | $191,169 | $108,858 | VOO |
| Feb, 2013 | 1.33% | 1.33% | $184,510 | $105,066 | VOO |
| Jan, 2013 | 2.43% | 2.43% | $182,093 | $103,690 | VOO |
| Dec, 2012 | 1.02% | -2.54% | $177,780 | $101,234 | VEU |
| Nov, 2012 | 0.57% | 0.57% | $175,992 | $103,871 | VOO |
| Oct, 2012 | -1.96% | -1.96% | $174,991 | $103,280 | VOO |
| Sep, 2012 | 2.55% | 2.55% | $178,483 | $105,341 | VOO |
| Aug, 2012 | 2.51% | 2.51% | $174,041 | $102,720 | VOO |
| Jul, 2012 | 1.20% | 1.20% | $169,785 | $100,208 | VOO |
| Jun, 2012 | -0.02% | -0.02% | $167,765 | $99,015 | VOO |
| May, 2012 | -6.00% | -6.00% | $167,798 | $99,035 | AGG |
| Apr, 2012 | -0.64% | -0.64% | $178,516 | $105,361 | VOO |
| Mar, 2012 | 3.30% | 3.30% | $179,660 | $106,036 | VOO |
| Feb, 2012 | 4.28% | 4.28% | $173,927 | $102,652 | VOO |
| Jan, 2012 | 4.47% | 4.47% | $166,785 | $98,437 | VOO |
| Dec, 2011 | 1.12% | -2.30% | $159,644 | $94,222 | VOO |
| Nov, 2011 | -0.30% | -0.30% | $157,873 | $96,438 | VOO |
| Oct, 2011 | 10.74% | 10.74% | $158,343 | $96,724 | VOO |
| Sep, 2011 | -6.79% | -6.79% | $142,984 | $87,342 | VOO |
| Aug, 2011 | -5.52% | -5.52% | $153,396 | $93,703 | VOO |
| Jul, 2011 | -2.37% | -2.37% | $162,352 | $99,173 | VOO |
| Jun, 2011 | -1.09% | -1.09% | $166,291 | $101,580 | VEU |
| May, 2011 | -3.17% | -3.17% | $168,127 | $102,701 | VEU |
| Apr, 2011 | 2.94% | 2.94% | $173,636 | $106,066 | VEU |
| Mar, 2011 | 0.00% | 0.00% | $168,683 | $103,041 | VOO |
| Feb, 2011 | 3.47% | 3.47% | $168,681 | $103,040 | VOO |
| Jan, 2011 | 2.22% | 2.22% | $163,030 | $99,588 | VOO |
| Dec, 2010 | 6.92% | 6.92% | $159,484 | $97,421 | VOO |
| Nov, 2010 | -0.11% | -0.11% | $149,161 | $91,116 | VOO |
| Oct, 2010 | 3.78% | 3.78% | $149,326 | $91,217 | VOO |
| Sep, 2010 | 8.49% | 8.49% | $143,894 | $87,898 | VOO |
| Aug, 2010 | -4.53% | -4.53% | $132,629 | $81,017 | VFINX |
| Jul, 2010 | 7.00% | 7.00% | $138,921 | $84,861 | VFINX |
| Jun, 2010 | -5.25% | -5.25% | $129,838 | $79,312 | VFINX |
| May, 2010 | -10.90% | -10.90% | $137,030 | $83,706 | VFINX |
| Apr, 2010 | -1.76% | -1.76% | $153,798 | $93,948 | VEU |
| Mar, 2010 | 6.72% | 6.72% | $156,546 | $95,627 | VEU |
| Feb, 2010 | 1.31% | 1.31% | $146,682 | $89,602 | VEU |
| Jan, 2010 | -5.76% | -5.76% | $144,780 | $88,440 | VEU |
| Dec, 2009 | 1.39% | -1.11% | $153,622 | $93,841 | VEU |
| Nov, 2009 | 4.85% | 4.85% | $151,514 | $94,898 | VEU |
| Oct, 2009 | -3.17% | -3.17% | $144,501 | $90,506 | VEU |
| Sep, 2009 | 1.19% | 1.19% | $149,234 | $93,470 | VEU |
| Aug, 2009 | 1.22% | 1.22% | $147,481 | $92,372 | AGG |
| Jul, 2009 | 1.27% | 1.27% | $145,701 | $91,257 | AGG |
| Jun, 2009 | 0.42% | 0.42% | $143,875 | $90,113 | AGG |
| May, 2009 | 0.71% | 0.71% | $143,266 | $89,732 | AGG |
| Apr, 2009 | 0.52% | 0.52% | $142,254 | $89,098 | AGG |
| Mar, 2009 | 1.10% | 1.10% | $141,525 | $88,641 | AGG |
| Feb, 2009 | -1.05% | -1.05% | $139,982 | $87,675 | AGG |
| Jan, 2009 | -1.99% | -1.99% | $141,475 | $88,610 | AGG |
| Dec, 2008 | 6.65% | -5.52% | $144,342 | $90,406 | AGG |
| Nov, 2008 | 3.03% | 3.03% | $135,338 | $95,685 | AGG |
| Oct, 2008 | -2.28% | -2.28% | $131,357 | $92,870 | AGG |
| Sep, 2008 | -1.76% | -1.76% | $134,419 | $95,035 | AGG |
| Aug, 2008 | 0.74% | 0.74% | $136,829 | $96,739 | AGG |
| Jul, 2008 | 0.39% | 0.39% | $135,820 | $96,026 | AGG |
| Jun, 2008 | -8.38% | -8.38% | $135,286 | $95,648 | AGG |
| May, 2008 | 1.42% | 1.42% | $147,654 | $104,393 | VEU |
| Apr, 2008 | 0.33% | 0.33% | $145,589 | $102,932 | VEU |
| Mar, 2008 | -0.09% | -0.09% | $145,109 | $102,593 | AGG |
| Feb, 2008 | -0.22% | -0.22% | $145,244 | $102,689 | VEU |
| Jan, 2008 | -7.74% | -7.74% | $145,567 | $102,917 | VEU |
| Dec, 2007 | -2.03% | -2.03% | $157,787 | $111,557 | VEU |
| Nov, 2007 | -4.96% | -4.96% | $161,053 | $113,866 | VEU |
| Oct, 2007 | 6.37% | 6.37% | $169,460 | $119,810 | VEU |
| Sep, 2007 | 6.15% | 6.15% | $159,318 | $112,639 | VEU |
| Aug, 2007 | -0.20% | -0.20% | $150,083 | $106,110 | VEU |
| Jul, 2007 | -1.16% | -1.16% | $150,376 | $106,317 | VEU |
| Jun, 2007 | 0.67% | 0.67% | $152,138 | $107,563 | VEU |
| May, 2007 | 3.32% | 3.32% | $151,124 | $106,846 | VEU |
| Apr, 2007 | 3.95% | 3.95% | $146,266 | $103,411 | VEU |
| Mar, 2007 | 1.66% | 1.66% | $140,714 | $99,486 | VEU |
| Feb, 2007 | 0.06% | 0.06% | $138,421 | $97,865 | VGTSX |
| Jan, 2007 | 0.96% | 0.96% | $138,343 | $97,810 | VGTSX |
| Dec, 2006 | 3.09% | 3.09% | $137,025 | $96,878 | VGTSX |
| Nov, 2006 | 3.73% | 3.73% | $132,922 | $93,977 | VGTSX |
| Oct, 2006 | 4.00% | 4.00% | $128,145 | $90,600 | VGTSX |
| Sep, 2006 | 0.25% | 0.25% | $123,216 | $87,115 | VGTSX |
| Aug, 2006 | 2.53% | 2.53% | $122,913 | $86,901 | VGTSX |
| Jul, 2006 | 1.15% | 1.15% | $119,880 | $84,756 | VGTSX |
| Jun, 2006 | -0.38% | -0.38% | $118,515 | $83,791 | VGTSX |
| May, 2006 | -4.45% | -4.45% | $118,970 | $84,113 | VGTSX |
| Apr, 2006 | 5.12% | 5.12% | $124,505 | $88,027 | VGTSX |
| Mar, 2006 | 3.17% | 3.17% | $118,439 | $83,738 | VGTSX |
| Feb, 2006 | -0.72% | -0.72% | $114,800 | $81,165 | VGTSX |
| Jan, 2006 | 6.87% | 6.87% | $115,634 | $81,754 | VGTSX |
| Dec, 2005 | 5.14% | 5.14% | $108,203 | $76,501 | VGTSX |
| Nov, 2005 | 2.67% | 2.67% | $102,913 | $72,764 | VGTSX |
| Oct, 2005 | -3.37% | -3.37% | $100,238 | $70,872 | VGTSX |
| Sep, 2005 | 4.73% | 4.73% | $103,730 | $73,342 | VGTSX |
| Aug, 2005 | 2.85% | 2.85% | $99,049 | $70,032 | VGTSX |
| Jul, 2005 | 3.68% | 3.68% | $96,299 | $68,088 | VGTSX |
| Jun, 2005 | 1.30% | 1.30% | $92,881 | $65,671 | VGTSX |
| May, 2005 | 0.08% | 0.08% | $91,692 | $64,831 | VGTSX |
| Apr, 2005 | -2.07% | -2.07% | $91,618 | $64,778 | VGTSX |
| Mar, 2005 | -2.93% | -2.93% | $93,550 | $66,144 | VGTSX |
| Feb, 2005 | 4.68% | 4.68% | $96,374 | $68,140 | VGTSX |
| Jan, 2005 | -1.67% | -1.67% | $92,064 | $65,093 | VGTSX |
| Dec, 2004 | 4.44% | 4.36% | $93,624 | $66,196 | VGTSX |
| Nov, 2004 | 7.23% | 7.23% | $89,641 | $63,429 | VGTSX |
| Oct, 2004 | 3.24% | 3.24% | $83,597 | $59,152 | VGTSX |
| Sep, 2004 | 2.96% | 2.96% | $80,975 | $57,297 | VGTSX |
| Aug, 2004 | 0.75% | 0.75% | $78,645 | $55,648 | VGTSX |
| Jul, 2004 | -3.34% | -3.34% | $78,062 | $55,236 | VGTSX |
| Jun, 2004 | 2.40% | 2.40% | $80,757 | $57,142 | VGTSX |
| May, 2004 | 0.46% | 0.46% | $78,863 | $55,803 | VGTSX |
| Apr, 2004 | -3.14% | -3.14% | $78,499 | $55,545 | VGTSX |
| Mar, 2004 | 0.45% | 0.45% | $81,048 | $57,348 | VGTSX |
| Feb, 2004 | 2.50% | 2.50% | $80,684 | $57,091 | VGTSX |
| Jan, 2004 | 1.60% | 1.60% | $78,718 | $55,700 | VGTSX |
| Dec, 2003 | 7.80% | 6.17% | $77,480 | $54,824 | VGTSX |
| Nov, 2003 | 2.13% | 2.13% | $71,872 | $51,640 | VGTSX |
| Oct, 2003 | 6.49% | 6.49% | $70,370 | $50,561 | VGTSX |
| Sep, 2003 | -1.07% | -1.07% | $66,079 | $47,478 | VGTSX |
| Aug, 2003 | 1.93% | 1.93% | $66,795 | $47,992 | VFINX |
| Jul, 2003 | -3.34% | -3.34% | $65,528 | $47,082 | VFINX |
| Jun, 2003 | -0.13% | -0.13% | $67,791 | $48,708 | VBMFX |
| May, 2003 | 1.82% | 1.82% | $67,883 | $48,774 | VBMFX |
| Apr, 2003 | 0.87% | 0.87% | $66,667 | $47,900 | VBMFX |
| Mar, 2003 | -0.13% | -0.13% | $66,094 | $47,488 | VBMFX |
| Feb, 2003 | 1.38% | 1.38% | $66,178 | $47,549 | VBMFX |
| Jan, 2003 | 0.05% | 0.05% | $65,280 | $46,903 | VBMFX |
| Dec, 2002 | 2.07% | 2.07% | $65,246 | $46,879 | VBMFX |
| Nov, 2002 | 0.02% | 0.02% | $63,922 | $45,928 | VBMFX |
| Oct, 2002 | -0.61% | -0.61% | $63,906 | $45,917 | VBMFX |
| Sep, 2002 | 1.53% | 1.53% | $64,300 | $46,200 | VBMFX |
| Aug, 2002 | 1.66% | 1.66% | $63,332 | $45,504 | VBMFX |
| Jul, 2002 | 0.48% | 0.48% | $62,297 | $44,760 | VBMFX |
| Jun, 2002 | 0.29% | 0.29% | $61,997 | $44,545 | VBMFX |
| May, 2002 | 0.80% | 0.80% | $61,818 | $44,416 | VBMFX |
| Apr, 2002 | 2.20% | 2.20% | $61,328 | $44,064 | VBMFX |
| Mar, 2002 | -1.99% | -1.99% | $60,008 | $43,116 | VBMFX |
| Feb, 2002 | 1.35% | 1.35% | $61,225 | $43,990 | VBMFX |
| Jan, 2002 | 0.20% | 0.20% | $60,412 | $43,406 | VBMFX |
| Dec, 2001 | -0.08% | -0.08% | $60,293 | $43,320 | VBMFX |
| Nov, 2001 | -1.82% | -1.82% | $60,342 | $43,356 | VBMFX |
| Oct, 2001 | 1.86% | 1.86% | $61,459 | $44,159 | VBMFX |
| Sep, 2001 | 0.89% | 0.89% | $60,337 | $43,352 | VBMFX |
| Aug, 2001 | 1.11% | 1.11% | $59,801 | $42,967 | VBMFX |
| Jul, 2001 | 2.23% | 2.23% | $59,145 | $42,496 | VBMFX |
| Jun, 2001 | 0.52% | 0.52% | $57,856 | $41,569 | VBMFX |
| May, 2001 | 0.73% | 0.73% | $57,554 | $41,353 | VBMFX |
| Apr, 2001 | -0.46% | -0.46% | $57,135 | $41,051 | VBMFX |
| Mar, 2001 | 0.54% | 0.54% | $57,401 | $41,243 | VBMFX |
| Feb, 2001 | 0.91% | 0.91% | $57,094 | $41,022 | VBMFX |
| Jan, 2001 | 1.76% | 1.76% | $56,580 | $40,652 | VBMFX |
| Dec, 2000 | 1.79% | 1.79% | $55,601 | $39,949 | VBMFX |
| Nov, 2000 | -7.88% | -7.88% | $54,625 | $39,248 | VBMFX |
| Oct, 2000 | -0.43% | -0.43% | $59,297 | $42,605 | VFINX |
| Sep, 2000 | -5.29% | -5.29% | $59,553 | $42,789 | VFINX |
| Aug, 2000 | 1.00% | 1.00% | $62,879 | $45,178 | VFINX |
| Jul, 2000 | -4.46% | -4.46% | $62,259 | $44,733 | VGTSX |
| Jun, 2000 | 4.27% | 4.27% | $65,167 | $46,822 | VGTSX |
| May, 2000 | -2.67% | -2.67% | $62,497 | $44,904 | VGTSX |
| Apr, 2000 | -5.41% | -5.41% | $64,213 | $46,137 | VGTSX |
| Mar, 2000 | 3.48% | 3.48% | $67,884 | $48,775 | VGTSX |
| Feb, 2000 | 2.83% | 2.83% | $65,603 | $47,136 | VGTSX |
| Jan, 2000 | -6.22% | -6.22% | $63,797 | $45,838 | VGTSX |
| Dec, 1999 | 9.37% | -7.50% | $68,028 | $48,878 | VGTSX |
| Nov, 1999 | 2.02% | 2.02% | $62,197 | $52,840 | VGTSX |
| Oct, 1999 | 3.74% | 3.74% | $60,964 | $51,792 | VFINX |
| Sep, 1999 | -2.74% | -2.74% | $58,766 | $49,925 | VGTSX |
| Aug, 1999 | -0.50% | -0.50% | $60,421 | $51,331 | VFINX |
| Jul, 1999 | -3.13% | -3.13% | $60,722 | $51,587 | VFINX |
| Jun, 1999 | 5.56% | 5.56% | $62,684 | $53,254 | VFINX |
| May, 1999 | -2.39% | -2.39% | $59,385 | $50,451 | VFINX |
| Apr, 1999 | 3.85% | 3.85% | $60,838 | $51,686 | VFINX |
| Mar, 1999 | 4.00% | 4.00% | $58,582 | $49,769 | VFINX |
| Feb, 1999 | -3.12% | -3.12% | $56,331 | $47,856 | VFINX |
| Jan, 1999 | 4.20% | 4.20% | $58,147 | $49,400 | VFINX |
| Dec, 1998 | 5.81% | 5.80% | $55,802 | $47,407 | VFINX |
| Nov, 1998 | 6.07% | 6.07% | $52,740 | $44,806 | VFINX |
| Oct, 1998 | 8.16% | 8.16% | $49,721 | $42,242 | VFINX |
| Sep, 1998 | 6.41% | 6.41% | $45,968 | $39,053 | VFINX |
| Aug, 1998 | -14.47% | -14.47% | $43,199 | $36,700 | VFINX |
| Jul, 1998 | -1.05% | -1.05% | $50,509 | $42,911 | VFINX |
| Jun, 1998 | 4.07% | 4.07% | $51,047 | $43,368 | VFINX |
| May, 1998 | -1.74% | -1.74% | $49,050 | $41,671 | VFINX |
| Apr, 1998 | 1.01% | 1.01% | $49,921 | $42,411 | VFINX |
| Mar, 1998 | 5.10% | 5.10% | $49,423 | $41,988 | VFINX |
| Feb, 1998 | 7.19% | 7.19% | $47,023 | $39,949 | VFINX |
| Jan, 1998 | 1.11% | 1.11% | $43,868 | $37,268 | VFINX |
| Dec, 1997 | 1.73% | 1.72% | $43,386 | $36,859 | VFINX |
| Nov, 1997 | 4.60% | 4.60% | $42,650 | $36,236 | VFINX |
| Oct, 1997 | -3.35% | -3.35% | $40,775 | $34,643 | VFINX |
| Sep, 1997 | 5.47% | 5.47% | $42,188 | $35,844 | VFINX |
| Aug, 1997 | -5.61% | -5.61% | $40,001 | $33,986 | VFINX |
| Jul, 1997 | 7.97% | 7.97% | $42,378 | $36,005 | VFINX |
| Jun, 1997 | 4.45% | 4.45% | $39,251 | $33,349 | VFINX |
| May, 1997 | 6.09% | 6.09% | $37,578 | $31,927 | VFINX |
| Apr, 1997 | 5.96% | 5.96% | $35,421 | $30,094 | VFINX |
| Mar, 1997 | -4.14% | -4.14% | $33,430 | $28,403 | VFINX |
| Feb, 1997 | 0.79% | 0.79% | $34,872 | $29,628 | VFINX |
| Jan, 1997 | 6.23% | 6.23% | $34,599 | $29,396 | VFINX |
| Dec, 1996 | -1.97% | -2.07% | $32,569 | $27,672 | VFINX |
| Nov, 1996 | 7.56% | 7.56% | $33,225 | $28,255 | VFINX |
| Oct, 1996 | 2.76% | 2.76% | $30,889 | $26,269 | VFINX |
| Sep, 1996 | 5.61% | 5.61% | $30,060 | $25,564 | VFINX |
| Aug, 1996 | 2.10% | 2.10% | $28,464 | $24,207 | VFINX |
| Jul, 1996 | -4.42% | -4.42% | $27,880 | $23,710 | VFINX |
| Jun, 1996 | 0.38% | 0.38% | $29,169 | $24,806 | VFINX |
| May, 1996 | 2.54% | 2.54% | $29,058 | $24,712 | VFINX |
| Apr, 1996 | 1.46% | 1.46% | $28,337 | $24,099 | VFINX |
| Mar, 1996 | 0.98% | 0.98% | $27,930 | $23,753 | VFINX |
| Feb, 1996 | 0.92% | 0.92% | $27,660 | $23,523 | VFINX |
| Jan, 1996 | 3.39% | 3.39% | $27,407 | $23,308 | VFINX |
| Dec, 1995 | 1.93% | 0.65% | $26,509 | $22,544 | VFINX |
| Nov, 1995 | 4.38% | 4.38% | $26,007 | $22,400 | VFINX |
| Oct, 1995 | -0.36% | -0.36% | $24,916 | $21,460 | VFINX |
| Sep, 1995 | 4.21% | 4.21% | $25,006 | $21,538 | VFINX |
| Aug, 1995 | 0.26% | 0.26% | $23,996 | $20,667 | VFINX |
| Jul, 1995 | 3.30% | 3.30% | $23,932 | $20,613 | VFINX |
| Jun, 1995 | 2.31% | 2.31% | $23,167 | $19,954 | VFINX |
| May, 1995 | 3.95% | 3.95% | $22,644 | $19,503 | VFINX |
| Apr, 1995 | 2.94% | 2.94% | $21,782 | $18,761 | VFINX |
| Mar, 1995 | 2.95% | 2.95% | $21,160 | $18,225 | VFINX |
| Feb, 1995 | 2.21% | 2.21% | $20,553 | $17,702 | VFINX |
| Jan, 1995 | 1.90% | 1.90% | $20,109 | $17,320 | VBMFX |
| Dec, 1994 | -0.64% | -5.32% | $19,734 | $16,996 | VBMFX |
| Nov, 1994 | -4.33% | -4.33% | $19,861 | $17,951 | VWIGX |
| Oct, 1994 | 2.51% | 2.51% | $20,760 | $18,763 | VWIGX |
| Sep, 1994 | -2.72% | -2.72% | $20,252 | $18,305 | VWIGX |
| Aug, 1994 | 3.68% | 3.68% | $20,818 | $18,816 | VWIGX |
| Jul, 1994 | 2.29% | 2.29% | $20,078 | $18,147 | VWIGX |
| Jun, 1994 | -0.51% | -0.51% | $19,629 | $17,741 | VWIGX |
| May, 1994 | -0.73% | -0.73% | $19,731 | $17,833 | VWIGX |
| Apr, 1994 | 3.32% | 3.32% | $19,876 | $17,964 | VWIGX |
| Mar, 1994 | -4.39% | -4.39% | $19,238 | $17,387 | VWIGX |
| Feb, 1994 | -2.53% | -2.53% | $20,122 | $18,187 | VWIGX |
| Jan, 1994 | 5.40% | 5.40% | $20,644 | $18,658 | VWIGX |
| Dec, 1993 | 11.19% | 4.98% | $19,586 | $17,702 | VWIGX |
| Nov, 1993 | -3.39% | -3.39% | $17,615 | $16,862 | VWIGX |
| Oct, 1993 | 4.71% | 4.71% | $18,233 | $17,454 | VWIGX |
| Sep, 1993 | 0.75% | 0.75% | $17,414 | $16,669 | VWIGX |
| Aug, 1993 | 6.84% | 6.84% | $17,284 | $16,545 | VWIGX |
| Jul, 1993 | -0.42% | -0.42% | $16,177 | $15,485 | VWIGX |
| Jun, 1993 | 0.27% | 0.27% | $16,246 | $15,551 | VFINX |
| May, 1993 | 1.29% | 1.29% | $16,203 | $15,510 | VFINX |
| Apr, 1993 | -2.42% | -2.42% | $15,996 | $15,312 | VWIGX |
| Mar, 1993 | 2.11% | 2.11% | $16,394 | $15,692 | VFINX |
| Feb, 1993 | 1.36% | 1.36% | $16,055 | $15,369 | VFINX |
| Jan, 1993 | 0.10% | 0.10% | $15,840 | $15,163 | VFINX |
| Dec, 1992 | 1.93% | 1.75% | $15,825 | $15,148 | VFINX |
| Nov, 1992 | 3.40% | 3.40% | $15,526 | $14,887 | VFINX |
| Oct, 1992 | 0.33% | 0.33% | $15,015 | $14,397 | VFINX |
| Sep, 1992 | 1.17% | 1.17% | $14,966 | $14,350 | VFINX |
| Aug, 1992 | -2.07% | -2.07% | $14,793 | $14,184 | VFINX |
| Jul, 1992 | 4.04% | 4.04% | $15,105 | $14,484 | VFINX |
| Jun, 1992 | -1.49% | -1.49% | $14,518 | $13,921 | VFINX |
| May, 1992 | 0.48% | 0.48% | $14,738 | $14,132 | VFINX |
| Apr, 1992 | 2.91% | 2.91% | $14,667 | $14,064 | VFINX |
| Mar, 1992 | -1.93% | -1.93% | $14,251 | $13,665 | VFINX |
| Feb, 1992 | 1.24% | 1.24% | $14,531 | $13,934 | VFINX |
| Jan, 1992 | -1.86% | -1.86% | $14,353 | $13,762 | VFINX |
| Dec, 1991 | 11.39% | 8.89% | $14,624 | $14,023 | VFINX |
| Nov, 1991 | -4.01% | -4.01% | $13,129 | $12,878 | VFINX |
| Oct, 1991 | 1.33% | 1.33% | $13,678 | $13,416 | VFINX |
| Sep, 1991 | -1.67% | -1.67% | $13,499 | $13,241 | VFINX |
| Aug, 1991 | 2.33% | 2.33% | $13,728 | $13,465 | VFINX |
| Jul, 1991 | 4.63% | 4.63% | $13,415 | $13,158 | VFINX |
| Jun, 1991 | -4.56% | -4.56% | $12,822 | $12,576 | VFINX |
| May, 1991 | 4.27% | 4.27% | $13,434 | $13,177 | VFINX |
| Apr, 1991 | 0.20% | 0.20% | $12,884 | $12,637 | VFINX |
| Mar, 1991 | 2.41% | 2.41% | $12,858 | $12,612 | VFINX |
| Feb, 1991 | 7.12% | 7.12% | $12,556 | $12,316 | VFINX |
| Jan, 1991 | 1.12% | 1.12% | $11,722 | $11,498 | VFINX |
| Dec, 1990 | 1.45% | -0.49% | $11,592 | $11,370 | VBMFX |
| Nov, 1990 | 2.25% | 2.25% | $11,426 | $11,426 | VBMFX |
| Oct, 1990 | 1.49% | 1.49% | $11,175 | $11,175 | VBMFX |
| Sep, 1990 | 0.73% | 0.73% | $11,011 | $11,011 | VBMFX |
| Aug, 1990 | -9.85% | -9.85% | $10,931 | $10,931 | VBMFX |
| Jul, 1990 | 4.38% | 4.38% | $12,125 | $12,125 | VWIGX |
| Jun, 1990 | 2.20% | 2.20% | $11,616 | $11,616 | VWIGX |
| May, 1990 | 7.72% | 7.72% | $11,366 | $11,366 | VWIGX |
| Apr, 1990 | -2.50% | -2.50% | $10,551 | $10,551 | VWIGX |
| Mar, 1990 | 2.61% | 2.61% | $10,822 | $10,822 | VFINX |
| Feb, 1990 | -4.72% | -4.72% | $10,547 | $10,547 | VFINX |
| Jan, 1990 | -6.72% | -6.72% | $11,070 | $11,070 | VWIGX |
| Dec, 1989 | 2.38% | 2.38% | $11,867 | $11,867 | VFINX |
| Nov, 1989 | 2.04% | 2.04% | $11,591 | $11,591 | VFINX |
| Oct, 1989 | -2.34% | -2.34% | $11,360 | $11,360 | VFINX |
| Sep, 1989 | -0.40% | -0.40% | $11,632 | $11,632 | VFINX |
| Aug, 1989 | 1.86% | 1.86% | $11,679 | $11,679 | VFINX |
| Jul, 1989 | 9.01% | 9.01% | $11,466 | $11,466 | VFINX |
| Jun, 1989 | -0.59% | -0.59% | $10,519 | $10,519 | VFINX |
| May, 1989 | 4.04% | 4.04% | $10,581 | $10,581 | VFINX |
| Apr, 1989 | 5.18% | 5.18% | $10,170 | $10,170 | VFINX |
| Mar, 1989 | 2.26% | 2.26% | $9,669 | $9,669 | VFINX |
| Feb, 1989 | -2.47% | -2.47% | $9,455 | $9,455 | VFINX |
| Jan, 1989 | 7.32% | 7.32% | $9,695 | $9,695 | VFINX |
| Dec, 1988 | -2.15% | -2.15% | $9,033 | $9,033 | VFINX |
| Nov, 1988 | 4.29% | 4.29% | $9,232 | $9,232 | VWIGX |
| Oct, 1988 | 0.76% | 0.76% | $8,851 | $8,851 | VWIGX |
| Sep, 1988 | 1.43% | 1.43% | $8,785 | $8,785 | VBMFX |
| Aug, 1988 | -0.55% | -0.55% | $8,660 | $8,660 | VBMFX |
| Jul, 1988 | -1.19% | -1.19% | $8,708 | $8,708 | VBMFX |
| Jun, 1988 | 1.88% | 1.88% | $8,813 | $8,813 | VBMFX |
| May, 1988 | -2.13% | -2.13% | $8,651 | $8,651 | VBMFX |
| Apr, 1988 | 1.90% | 1.90% | $8,839 | $8,839 | VWIGX |
| Mar, 1988 | 4.83% | 4.83% | $8,674 | $8,674 | VWIGX |
| Feb, 1988 | 0.53% | 0.53% | $8,274 | $8,274 | VWIGX |
| Jan, 1988 | -2.42% | -2.42% | $8,231 | $8,231 | VBMFX |
| Dec, 1987 | 0.44% | 0.44% | $8,435 | $8,435 | VWIGX |
| Nov, 1987 | 0.92% | 0.92% | $8,398 | $8,398 | VBMFX |
| Oct, 1987 | -32.51% | -32.51% | $8,322 | $8,322 | VWIGX |
| Sep, 1987 | -2.29% | -2.29% | $12,330 | $12,330 | VWIGX |
| Aug, 1987 | 4.03% | 4.03% | $12,619 | $12,619 | VFINX |
| Jul, 1987 | 4.59% | 4.59% | $12,131 | $12,131 | VWIGX |
| Jun, 1987 | 1.79% | 1.79% | $11,598 | $11,598 | VWIGX |
| May, 1987 | 1.10% | 1.10% | $11,394 | $11,394 | VWIGX |
| Apr, 1987 | 4.36% | 4.36% | $11,269 | $11,269 | VWIGX |
| Mar, 1987 | 4.02% | 4.02% | $10,799 | $10,799 | VWIGX |
| Feb, 1987 | 2.54% | 2.54% | $10,381 | $10,381 | VWIGX |
| Jan, 1987 | 1.24% | 1.24% | $10,124 | $10,124 | VWIGX |
| Dec, 1986 | 0.00% | 0.00% | $10,000 | $10,000 | VWIGX |
📝 Methodology: All returns calculated with lot-level FIFO accounting.
- Short-term capital gains (≤ 1 year): 40.8% tax rate
- Long-term capital gains (> 1 year): 23.8% tax rate
- Tax loss carryover across years
- Year-end tax payments with position liquidation if needed
- Annual returns show within-year performance (Jan-Dec)